Jake Claver’s $200M XRP Gamble: The Overlooked Catalyst That Could Reshape Crypto Markets
Ripple's dark horse just got a $200 million vote of confidence—here's why the smart money isn't waiting for SEC approval.
### The Whale Move Nobody Saw Coming
When a single investor drops nine figures on XRP while retail traders obsess over Bitcoin ETFs, it's either insanity or insider-level conviction. Claver's bet screams the latter.
### The Regulatory Blind Spot
Mainstream crypto coverage still frames XRP through the lens of its 2020 SEC lawsuit. Meanwhile, institutions are quietly building positions, hedging against a settlement that could trigger a supply shock.
### Liquidity Warfare
That $200 million buy order didn't just move markets—it exposed how thin order books get when whales wake up. Watch for domino effects as ODL corridors absorb the pressure.
Finance's golden rule? The early bird gets the worm—and the latecomer gets the regulatory baggage. XRP's playing a different game now.

- Jake Claver says XRP is overlooked and could rise sharply once institutions adopt tokenized assets.
- His firm, Digital Wealth Partners, holds over $200 million in XRP as part of its long-term bet.
- Risks like a Tether collapse still hang over the broader crypto market.
Jake Claver, the CEO of Digital Ascension Group, believes XRP is one of the most misunderstood digital assets in the market.
During a recent livestream marking his YouTube channel’s milestone of 100,000 subscribers, he said many people miss a major factor that could send the token’s price soaring: its future role in powering tokenized asset settlements.
As more institutions MOVE toward blockchain and tokenization, Claver sees the token becoming a key player in how money moves.
He compared the potential use of XRP to the early days of email. Back then, users needed the same provider to communicate. Today, thanks to protocols, any email can reach any inbox.
Claver believes the token could do the same for digital payments, bridging payment apps and systems across the globe. He thinks that kind of real-world use case is what will eventually force a price re-evaluation once institutions catch on.
XRP isn’t just another crypto. It’s built for a financial system that’s still evolving, and Claver says that’s where the real value lies.
Over $200M in XRP Backing a Big Bet
Claver also revealed that his firm, Digital Wealth Partners, now holds more than $200 million worth of XRP. He shared that figure during the livestream while talking about the fund’s direction. For him, it’s not just about price speculation.
It’s about preparing for where the financial system is heading. The firm offers loans backed by crypto like BTC and XRP, with loan-to-value ratios as high as 80% and rates currently ranging from 13% to 16%. There are plans to reduce those rates through upcoming partnerships.
Digital Wealth Partners also works with clients who manage traditional assets like IRAs and 401Ks. The goal is to help them navigate both worlds, legacy finance and the digital economy.
Claver says the firm acts as an extension of clients’ existing advisory teams rather than replacing them, aiming to blend traditional wealth management with crypto opportunities.
XRP remains the centerpiece of this approach. Claver believes the token’s structure fits the needs of large-scale, institutional transactions. And his fund’s growing investment in it shows just how much confidence he has in that belief.
Market Uncertainty Still Lingers
While the token may have a bright future, Claver didn’t ignore the risks. He pointed out a serious concern in the crypto market, a possible Tether de-peg.
If Tether loses its value against the dollar, it could lead to a broad market crash, with Bitcoin falling as much as 60%. He called it a real threat, especially if ETF investors start pulling money out fast.
Still, he sees reasons for optimism. Regulatory changes, new ETF approvals, and upgrades to the XRP Ledger are all on the horizon. These include improvements like liquidity pools and lending features. For Claver, these developments could be the sparks that light XRP’s next big move.