Strategy CEO’s Bold Vision: Bitcoin-Powered Digital Accounts Could Revolutionize Global Deposits
Forget waiting three days for a wire transfer to clear—a major financial player just proposed cutting the global banking system out of the picture entirely.
Bitcoin as the new backbone
The plan is audacious: use Bitcoin's immutable ledger to create instantly verifiable digital deposit accounts. No more correspondent banks taking their cut for moving money across borders. The network settles in minutes, 24/7, while traditional finance sleeps over the weekend.
Why this hits different now
Talk of crypto disrupting cross-border payments isn't new. But a concrete proposal from an established strategy CEO lands differently in late 2025. It's a direct challenge to a status quo built on fees that would make a loan shark blush—all wrapped in the respectable language of corporate innovation.
The pitch bypasses the regulatory quagmire of creating a new currency. It simply uses Bitcoin as a settlement rail, a neutral protocol that doesn't care if you're in Zurich or Zimbabwe. The promise? Slashing costs and friction for millions, from migrant workers sending remittances to corporations managing international treasury.
The cynical counter-punch
Of course, Wall Street veterans will scoff. They've built empires on the very inefficiency this proposal seeks to erase. Expect to hear every fear-mongering trope about volatility and illicit finance—conveniently ignoring the trillions laundered through the pristine corridors of traditional banks annually.
This isn't just another tech upgrade. It's a fundamental re-think of what a deposit account can be. The old guard will fight it, regulators will scrutinize it, but the logic is brutally simple: in a digital world, why are global deposits still stuck in analog? The race to build the future of money just found a new starting line.
Saylor Expands Strategy Bitcoin Holdings
Saylor announced that Strategy has made a large purchase of Bitcoin: 10,624 BTC at an average price of $962.7 million, at $90,615 per coin. This has resulted in the total number of BTC owned by Strategy rising to 660,624, bought for approximately $49.35 billion at an average price per coin of $74,696.
Data from Google Finance shows the stock value of Strategy has depreciated to approximately $178.99, a sharp fall of almost 51% within a year. Nevertheless, its Bitcoin holdings are worth more than $60 billion and are in excess of total costs by more than 22%.
Saylor emphasized: “Strategy is committed to its bitcoin investment strategy.” The company sought to alleviate investor concerns by raising $1.44 billion to satisfy its possible debt and dividend obligations, thus alleviating pressure stemming from default risks in its stock and Bitcoin markets.
Strategy Boosts Bitcoin Treasury Activity
Strategy’s latest purchase comes against the backdrop that the rate of digital asset treasury (DAT) activity has been decreasing. The latest data from DefiLlama reveals that the total value of DAT activity in November stands at $1.32 billion, the lowest in 2025 and a decrease of 34% from the last month. Bitcoin-based treasuries drove the increase in total activity due to Strategy’s purchase of $835
Bitcoin represents the perfect blend of conviction and short-term actions. At press time, BTC is trading at $90,415, and it remains a staggering 28% short of its highest peak at $126,080. Extreme over-collateralization and properly regulated digital credit can substantially dampen the effect of price volatility and make Bitcoin a suitable basis for a banking system, asserts Saylor.
Bitcoin is much more than speculation, said Saylor: “It has the potential to be the basis for a new global digital banking system, even if governments do not implement my ideas.
