Ripple Shatters Records: $500M Raise at $40B Valuation Caps Historic Crypto Funding Year

Ripple just rewrote the crypto funding playbook—landing a staggering half-billion dollar investment that values the company at forty billion dollars.

The New Gold Standard

This monumental raise sets the highest watermark for cryptocurrency firms this year, dwarfing previous funding rounds across the digital asset space. Traditional finance giants are suddenly playing catch-up in a sector they dismissed as fringe just years ago.

Validation Through Capital

That massive valuation isn't just paper gains—it represents institutional confidence in blockchain's real-world utility. While legacy banks debate blockchain integration, Ripple's securing the war chest to actually build it.

Another nine-figure round that'll have Wall Street veterans either scrambling to understand or dismissing it as a bubble—right up until they miss the next one.

• Ripple closes $500M funding round led by Fortress and Citadel at a $40B valuation.
• Total Ripple Payments volume surpasses $95B with a $1B RLUSD stablecoin market cap.
• XRP price rebounds to $2.27 as traders eye higher accumulation levels.

Ripple has reached a major milestone in 2025 with a $500 million strategic investment led by Fortress Investment Group and Citadel Securities, valuing the company at $40 billion.

Other participants in the round include Pantera Capital, Galaxy Digital, Brevan Howard, and Marshall Wace. This comes as the firm celebrates what CEO Brad Garlinghouse described as an incredible year for Ripple and the crypto sector as a whole.

2025, without a doubt, has been an incredible year for @Ripple, and a record year for crypto as a whole. Although we have a couple of months left, this announcement feels like the cherry on top of a mountain of good news:

Today we announced a $500M investment in Ripple, from… https://t.co/vuMAQfKo1n

The fresh capital follows Ripple’s $1 billion tender offer earlier this year at the same valuation. Together, these investments highlight investor confidence in Ripple’s long-term direction and its expanding role within the digital asset space.

The company has already repurchased 25% of its outstanding shares, ensuring strong liquidity for both shareholders and employees.

The new equity infusion also signals Ripple’s growing ties with traditional financial institutions, deepening its presence across payments, stablecoins, and digital asset services.

Also Read: Ripple Acquires Palisade to Expand Crypto Services and Support Corporate Adoption

Ripple Expanding Reach Across Global Payments and Stablecoins

In its latest report, it was seen that payments processed by Ripple have crossed $95 billion, due to its Ripple Payments infrastructure and its RLUSD stablecoin that recently crossed a market cap of $1 billion.

Within the previous two years, the company has undertaken six acquisitions, of which two have been above $1 billion.

Among its most significant actions in a given year was its acquisition of Rail, a company that provides infrastructure for stablecoins, thus enhancing its ability to execute fast and economical cross-border transactions.

In addition, its recent acquisition of GTreasury has enabled it to venture into the corporate treasury market, where it is currently supporting Fortune 500 companies that wish to make around-the-clock transactions using stablecoins.

Currently, with 75 regulatory licenses globally, it has positioned itself as fully compliant, offering institutional clients a means through which they can transact across the globe without acquiring an intermediary’s assistance.

XRP Gains Traction as Market Sentiment Improves

Following the investment announcement, it appears that XRP has experienced renewed strength, as it is now at a price of 2.27 after a slight recovery in the 24-hour chart. Analyst EGRAG CRYPTO considers that as long as it stays above 1.94, it’s in a solid accumulation range.

From this chart, we see two possible bullish scenarios, with immediate technical targets of around $10, as well as a cycle projection of around $50.

Despite market fluctuations in recent days, the fact that XRP is holding steady is a sign of increasing market confidence in its firm foundation and increasing institutional involvement of Ripple.