Forget traditional wealth-building timelines—crypto's rewriting the rules overnight.
The Millionaire Math
Crunching numbers reveals an eye-watering threshold: hitting that magic million requires holding just 10,000 XRP if prices soar to triple digits. Suddenly that loose change in your digital wallet doesn't seem so insignificant.
Market Mechanics Behind the Madness
Ripple's ongoing legal clarity and institutional adoption could fuel the rocket—while legacy finance still debates whether crypto's 'real,' pragmatists are stacking tokens behind the scenes. Because nothing motivates like FOMO seasoned with regulatory green lights.
The Reality Check
Sure, Wall Street fund managers will call it reckless until their clients demand exposure. Then suddenly it's 'strategic digital asset allocation.' Classic.
Whether this plays out as prophecy or pipe dream, one thing's certain: in today's economy, sometimes the biggest risk is taking none at all.

XRP Rich List
The commentators stressed that today’s XRP holders are still early in what could become a global race to accumulate XRP. They noted that, considering some investors control multiple wallets, the actual number of people holding XRP is significantly smaller than the 6.9 million wallet count—a minute fraction of the global population.
How $100 XRP Could Change the Game
The podcast discussion also explored the potential outcomes if XRP were to reach $100 in the coming years. Abs pointed out that anyone holding just 2,500 tokens, enough to be in the top 10%, would see their holdings rise to $250,000.
Johnny took it further, highlighting potential millionaire milestones if XRP were to trade at $100 per coin:
10,000 XRP at $100 = $1 million
50,000 XRP at $100 = $5 million
350,000 XRP at $100 = $35 million
He noted that even relatively small early investments could translate into life-changing holdings if XRP follows a path similar to other breakout assets.
You're Early: XRP Could Reach $7,500 Within 18–24 Months
Specifically, Abs drew comparisons between XRP’s current stage and the early days of
Bitcoin and Tesla stock. Ten years ago, Bitcoin was around $250, and few believed it could reach $100,000.
Tesla, after years of regulatory challenges, skyrocketed from $9 to around $400 within a few months after resolving issues with the SEC.
Nassif argued that, now that XRP’s lawsuit with the SEC has ended favorably and the coin remains around $3, its price could follow a similar trajectory to Tesla’s. Interestingly, he sees the potential for XRP to reach $7,500 within 18–24 months.