XRP at $10? Here’s What the Top 1%, 5%, and 10% Holders Stand to Gain

XRP’s hypothetical surge to $10 would reshape crypto wealth distribution overnight. The richest wallets—already sitting on massive stacks—would see life-changing gains while retail traders scramble for scraps.

Who profits most?

The top 1% of XRP holders control a staggering portion of the supply. A $10 price tag would catapult their portfolios into nine-figure territory—or higher. Meanwhile, the 5% and 10% tiers cash in on seven- to eight-digit windfalls.

Funny how crypto’s ‘decentralized future’ still mirrors old-money inequality. Wall Street would blush at these concentration levels—but hey, at least the blockchain is transparent about it.

XRP Rich ListXRP Rich List Projections of an XRP Run to $10 This consistent increase across several tiers of addresses comes as investors expect XRP to sustain its run to higher prices. Interestingly, amid multiple predictions, the $10 price target has emerged consistently, representing a 259% increase from the current price. Last month, analyst EGRAG leveraged multiple Indicators to suggest XRP could be on the verge of a rally to $10. He highlighted the $2.65 level as a breakout signal. Today, XRP has breached this mark, setting up for the run. Also, market watcher CryptoBull argued that critics would come back when XRP reaches the $10 price region. Minimum Holdings of the Top 10%, 5% and 1% on XRP Rich List if XRP Hits $10 Should this price target materialize in this bull run, investors at the top of the XRP Rich list could see impressive gains. For context, the 664,484 accounts on the top 10% each hold a minimum balance of 2,487 XRP. Collectively, they have a minimum balance of 1.652 billion XRP worth $4.594 billion. If XRP hits $10, their collective minimum balance will reach $16.52 billion. Meanwhile, the 331,651 accounts on the top 5 XRP Rich List each hold at least 8,752 XRP. Collectively, they all hold at least 2.9 billion XRP, currently worth a little over $8 billion. At an xrp price of $10, these addresses will collectively own a minimum of $29 billion worth of XRP. However, each will have at least $87,520. Now, for the top 1%, the 66,448 addresses in this tier each hold a minimum of 50,606 XRP, now worth $140,684. These addresses collectively hold at least 3.362 billion XRP. Should XRP hit $10, their cumulative balance will reach at least $33.62 billion. Meanwhile, each of them will hold a minimum of $506,060.