XRP Millionaire? How $100 Weekly Since 2015 Could’ve Funded Your Early Retirement

What if your morning coffee money had gone into XRP instead? A decade of disciplined $100 weekly buys could’ve rewritten your financial future—or left you holding bags. We crunched the numbers.

The math doesn’t lie: Compound this altcoin’s wild swings since 2015, and you’re either vacationing in Bali or explaining to your spouse why you ‘believed in the technology.’ No half measures in crypto—just glory or regret.

Wall Street’s still sipping martinis while retail traders ride the rollercoaster. Whether this scenario ends with lambos or ramen depends entirely on your exit strategy—assuming you had one.

Results of DCA Into XRP UpholdResults of DCA Into XRP Uphold However, is this enough for retirement today? This WOULD depend on factors such as the individual's age, spending habits, and location. Specifically, an April 2025 survey found that most Americans aged 18 and above believe they could retire with $1.26 million.  Interestingly, the $3.588 million returns from DCA'ing into XRP over the past decade are nearly three times the $1.26 million retirement goal. This indicates that an investor would have set themselves up for retirement if they committed $100 into XRP as a non-essential item since 2015.  While many would believe they have missed the boat, some analysts suggest otherwise. Notably, several market commentators insist that XRP is still largely undervalued.  As a result, they expect rapid price surges from the current level. If an investor begins a similar DCA scheme today and these projections materialize, they could see massive gains. However, it is important to note that past performance does not guarantee similar results in the future.