50K XRP Now the Entry Ticket for Crypto’s Elite 1%—Bagholders Rejoice as Bar Drops
XRP’s wealth threshold just got a reality check. Holding 50,000 tokens now likely lands you in the top 1% of holders—down from earlier estimates that required Lambo-money commitments.
The New Math of Crypto Clout
Analysts attribute the shift to retail investors fleeing stagnant prices (and lawyers fleeing Ripple’s SEC drama). Meanwhile, whales accumulate—because nothing says ’smart money’ like doubling down on a coin that still hasn’t reclaimed its 2018 ATH.
Bankers Hate This One Trick
Forget private client meetings at Credit Suisse. Your new wealth manager is a Ledger wallet and the grim determination to HODL through yet another ’XRP Army’ Twitter storm. Bonus perk: zero management fees, unless you count existential despair as a transactional cost.
XRP Rich List
Calls for Investors to Hold At Least 50,000 XRP
Interestingly, Vale had indeed consistently advocated for an accumulation culture that encouraged investors to amass at least 50,000 XRP. In November 2023, he responded to a disclosure from an investor who mentioned holding 9,000 XRP.
Vale insisted that the 9,000 tokens were not enough for an investor, insisting that the minimum threshold should be 50,000. He also criticized the idea of putting one’s investments into meme coins instead of accumulating more XRP.
At the time of this conversation, XRP traded for $0.62, with 50,000 XRP worth around $31,000. In October 2024, he also suggested that 38,000 XRP was not enough, again advocating for 50,000 tokens. At this point, the 50,000 tokens were worth a mere $25,500, as XRP traded for $0.51.
Now, as the asset changes hands at $2.37, these 50,000 XRP tokens are valued at $118,500, making it more difficult for investors to accumulate them.
Moreover, if an investor had committed $25,500 XRP to procure the 50,000 tokens last October and held onto the investment, they would now be among the top 1% XRP holders. Now, to enter this group, they would need to spend over $121,000.
Nonetheless, some proponents insist that if XRP had a chance of reaching any of its lofty price targets, investors would not need as much as 50,000 XRP. Specifically, Edoardo Farina advocates for a lower minimum balance of 10,000.
