Imagine XRP’s price trajectory if the XRP Ledger captured even a third of Hidden Road’s colossal $1.5 trillion yearly flow. Market analysts are crunching the numbers—and the potential is staggering.
The math is simple: process 30% of that institutional volume, and XRP’s utility demand flips the scarcity switch. Liquidity pools would tighten faster than a Wall Street banker’s grip on bonus season.
This isn’t just hypothetical. With Ripple’s growing enterprise adoption and XRPL’s speed (settling transactions in seconds), the infrastructure is already battle-tested. The missing piece? A tidal wave of institutional transactions—exactly what Hidden Road’s volume represents.
Of course, crypto markets love a good narrative. If this pipeline materializes, traders will front-run the news faster than you can say ’tokenized assets.’ The resulting FOMO could send XRP past previous ATHs—with or without the SEC’s blessing.
One cynical footnote: banks will still take their cut, even in this ’decentralized’ future. Some things never change.

Assumptions by ChatGPTAssumptions by ChatGPT
For instance, if the XRPL settles $1.5 billion worth of transactions daily using
XRP (representing 50% of the $3B volume), then about $750 million in XRP liquidity would be required. With XRP trading at around $2.14, this would mean nearly 350 million tokens necessary in circulation purely for settlement purposes each day.
Further, ChatGPT noted that if institutions begin accumulating XRP to provide liquidity for such settlements, and if this demand represents just 5% of the circulating supply, it could create substantial upward pressure on the asset’s value.

Step by Step Bullish Scenario ChatGPTStep by Step Bullish Scenario | ChatGPT
XRP Price Prediction if XRPL Processes 30% of Hidden Road’s Volume
The chatbot considered an XRP circulating supply of about 54 billion tokens. With this, a 5% accumulation translates to 2.7 billion XRP being held or locked up, leading to a tightening supply, especially if the network also burns coins over time.
Notably, this scenario, where demand increases while supply tightens, would lead to what ChatGPT calls a “repricing cycle.” The chatbot presented XRP price predictions for the short term (6 to 12 months) and longer term (2 to 3 years).

XRP Price Prediction ChatGPT 3XRP Price Prediction | ChatGPT
In a conservative bullish setting for the short term, ChatGPT says XRP price could climb to a range between $5 and $7 due to increased institutional demand and speculation. However, within a more aggressive
market environment, XRP could rise to $10 or even $15 within the short term.
Meanwhile, over a longer period of two to three years, ChatGPT believes this volume could push XRP to a price of $20 to $30 or more. However, this is if institutional usage expands, regulatory clarity improves, and Ripple’s ecosystem grows through partnerships by Hidden Road.