Top Portfolio Manager Calls XRP ’Diamond in the Rough’ - Here’s Why It’s Poised to Shine in 2026

Forget the noise—one heavyweight portfolio manager just labeled XRP a 'diamond in the rough,' sparking fresh debate in crypto circles. This isn't just hype; it's a calculated bet on fundamentals many are overlooking.

The Case for the Underdog

While flashier tokens grab headlines, XRP's architecture offers something rare: real-world utility for cross-border settlements. It bypasses traditional banking corridors, slashing transaction times from days to seconds. Major financial institutions aren't just watching—they're integrating.

Regulatory Clarity as a Catalyst

The lingering legal cloud? It's lifting. Recent developments point toward a resolution that could unlock institutional capital currently sitting on the sidelines. When that dam breaks, liquidity follows—and XRP's established network is primed to absorb it.

The Market's Blind Spot

Analysts obsess over short-term volatility, missing the structural shift beneath. XRP's price action might look sleepy compared to meme coins, but its ecosystem growth tells a different story. Adoption metrics are climbing while Wall Street remains distracted by the next shiny object—a classic case of institutional myopia where quarterly reports trump five-year visions.

Bottom Line: This 'rough' diamond is being polished by utility and regulatory progress while the market looks elsewhere. Smart money spots value before it becomes obvious. The real question isn't if it will shine, but when the rest of the market will need sunglasses.

Portfolio manager Michael Gayed has once again captured the attention of the XRP community, but now in a far more unexpected way. In a late-night post, Gayed bid the “XRP Army” goodnight and revealed that he had written a song titled “Diamond in the Rough (XRP Version),” which he dedicated to the community.

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