XRP Soars 35% in 30 Days as Whales Pile In and Legal Winds Shift

Whales are betting big on XRP again—and this time, they might have the law on their side.

The embattled crypto just notched a 35% monthly gain, fueled by institutional accumulation and optimism around its ongoing SEC lawsuit. Forget 'buy the dip'—this is 'buy the regulatory uncertainty.'

Legal Hopes Fuel Rally

Speculation mounts that Ripple’s partial legal victories could finally translate to clearer rules for XRP. Traders are pricing in a worst-case-scenario discount—or maybe just gambling with house money.

Whale Alert: Big Money Moves

Blockchain trackers spotted nine-figure XRP purchases this week. Because nothing says 'decentralized' like a handful of anonymous entities controlling the market.

Bottom Line: XRP’s comeback tour hinges on courts and whales—the two most reliable forces in crypto. For better or worse.

Whale Activity Adds Fuel to the Rally

One of the strongest indicators of institutional confidence is the recent wave of large XRP transactions. Whale wallets have been rapidly accumulating XRP, with on-chain data showing over $60 million worth of tokens moved in a single transaction from crypto exchange Upbit.

This massive inflow aligns with data from CoinShares, which reported $31.26 million entering XRP-related investment products in recent weeks. Alongside Ethereum, XRP is emerging as one of the top choices for institutional capital allocation in the crypto market.

Large-scale movements like these typically indicate a strong belief in the token’s future value, and they often precede significant price gains—especially when combined with improving market sentiment and regulatory progress.

XRP ETFs Could Be a Game-Changer

Adding to the bullish outlook is the growing speculation around XRP spot ETFs. The SEC has set October 17 as the deadline to decide on several XRP ETF applications, and recent policy changes may increase the odds of approval.

The most notable shift is the SEC’s softening stance on in-kind redemptions, a technical hurdle that previously complicated spot ETF launches. With this barrier lifted, analysts believe that XRP ETFs are more likely to be approved, especially if Ripple secures a positive outcome in its legal battle.

If approved, XRP ETFs could unlock a flood of institutional demand while simultaneously reducing the token’s circulating supply—two factors that historically lead to sharp price appreciation.

Legal Clarity May Boost Institutional Adoption

Ripple’s multi-year case with the SEC has long been a cloud over XRP’s future, causing hesitation among institutional investors. However, with the lawsuit now entering its final stages and an SEC update expected soon, the outlook is shifting.

Legal clarity could finally allow U.S.-based financial institutions to integrate XRP into their products and services without fear of regulatory backlash. This WOULD open the door to broader adoption of the token, particularly for cross-border payments and tokenized asset platforms.

Analysts believe that a favorable outcome in the SEC case could serve as a catalyst for both retail and institutional buying, setting the stage for XRP to test new highs in 2025.

XRPL Growth Expands XRP’s Real-World Utility

While legal wins and ETF speculation dominate headlines, XRP’s underlying technology is also evolving rapidly. The XRP Ledger (XRPL) has recently integrated an Ethereum-compatible sidechain, allowing developers to deploy decentralized applications (dApps) using familiar ethereum tools—while paying fees in XRP.

This compatibility bridges XRP with the broader DeFi ecosystem and opens new doors for innovation. In addition, the XRPL now supports one of the largest tokenized U.S. Treasury bill products, marking a major step in its transition into a full-fledged tokenization platform.

These developments strengthen the real-world use case of XRP, supporting long-term value growth beyond short-term market hype.

Can XRP Hit a New All-Time High in 2025?

The convergence of whale accumulation, potential ETF approvals, growing real-world utility, and a nearing resolution of the SEC lawsuit paints a highly bullish picture for XRP. While its previous all-time high of $3.84 was set during the 2018 bull market, analysts now speculate that XRP could challenge or surpass that level if institutional adoption continues to accelerate.

If Ripple secures a favorable legal ruling and ETF applications are approved, XRP could enter a new phase of price discovery. Combined with technological upgrades on the XRPL and its expanding role in the tokenized asset space, XRP appears poised for long-term growth.

Conclusion

XRP’s recent 35% rally isn’t just a short-term move—it’s a signal of deeper market confidence, backed by large-scale investors and positive regulatory momentum. As Ripple approaches the final stages of its legal battle with the SEC and institutional interest continues to rise, XRP could be on the verge of a major breakout.

The next few months will be crucial. A legal victory, ETF approval, and broader XRPL adoption could all come together to send XRP to new all-time highs—possibly reshaping its position in the crypto landscape.