Wellgistics Bets Big on XRP: Adopts for Global Payments & Treasury Reserves

Another legacy finance player caves to crypto's inevitability.

Wellgistics just flipped the script—announcing XRP as its go-to for cross-border payments and treasury reserves. No more waiting days for settlements or paying middlemen their vig. The logistics giant's move signals a quiet revolt against the SWIFT dinosaurs.

Why XRP? Speed and cost, obviously.

While Wall Street still jerry-rigs 1970s tech with blockchain bandaids, real companies are cutting the cord. XRP's 3-second settlements and sub-penny fees made this a no-brainer. Treasury allocations? Probably just enough to trigger FOMO without spooking the suits.

Another brick in DeFi's wall—and another nail in correspondent banking's coffin. But sure, keep shorting crypto between golf rounds, Jamie.

XRP as a Long-Term Treasury Reserve

Wellgistics stated it intends to adopt XRP as a treasury reserve asset, adding that it WOULD build up its XRP holdings over time. This would happen through any extra cash the company has after covering daily expenses, and possibly even through future fundraises.

“We intend to adopt XRP as a treasury reserve asset on an ongoing basis, subject to market conditions and our anticipated cash needs,” the company stated in its filing.

In simple terms, this means the company wants to hold XRP like it would hold cash or other liquid assets, as a strategic store of value that could help increase financial flexibility and reduce reliance on traditional fiat reserves.

Wellgistics also mentioned that it may raise more money in the future by issuing new shares or debt, and then use that money to buy more XRP.

“We expect that we will continue to accumulate XRP after adopting it as our primary treasury reserve asset,” the company added.

This MOVE aligns with a growing trend of companies—especially in the tech and fintech spaces—looking at digital assets as alternatives to holding U.S. dollars or other fiat currencies, particularly in times of high inflation or economic uncertainty.

XRP to Be Used for Payments Too

Wellgistics is not stopping at reserves. The company also plans to integrate XRP directly into its payment systems. According to the filing, the company will update its platform so customers can pay using XRP.

“We intend to integrate blockchain payment solutions into our platform to accept payments in XRP,” the company said.

The goal is to give customers more flexible payment options and allow the company to both accept and hold digital assets like XRP. This could speed up payment processing, lower transaction costs, and expand the company’s global reach, especially in markets where traditional banking is slow or expensive.

Wellgistics’ move signals a serious effort to bring blockchain technology into everyday business operations, not just for speculative investment, but as a real tool for efficiency.

Regulatory Risk Still Lingers

Despite its enthusiasm for XRP, Wellgistics admitted that there are still regulatory grey areas around using the token. The company referenced the settlement between the SEC and Ripple Labs in May 2025, which addressed some of the issues around XRP’s legal status. However, the filing made it clear that the regulatory landscape remains uncertain.

“Although a May 2025 settlement resolved the SEC’s litigation against Ripple Labs concerning certain XRP sales, a definitive regulatory classification remains unresolved.”

This means that while XRP has made progress in its legal battles, it’s still not 100% clear how the U.S. government will treat it moving forward—especially in terms of taxation, reporting, and securities laws.

What This Means for XRP and Crypto Adoption

Wellgistics’ decision to use XRP both as a treasury asset and a payments tool could mark a significant milestone for crypto adoption in the healthcare and tech industries. It’s one of the few publicly listed companies openly integrating a digital asset into both its financial and operational systems.

This move could also inspire other mid-sized companies to follow suit, particularly if Wellgistics shows measurable benefits such as cost savings, faster transactions, and stronger balance sheet performance.

Still, everything hinges on market conditions and regulatory developments. If crypto markets stay stable and the U.S. government provides clearer rules, XRP could become a model digital asset for corporate use beyond just speculation.