XRP Surges in Q3 2025: Whale Accumulation & Soaring Funding Rates Fuel Rally

XRP bulls are back in control—and this time, the big players are loading up.

Whales are gobbling up XRP as funding rates spike, signaling a potential liquidity squeeze. The third quarter of 2025 is shaping up to be a make-or-break moment for Ripple’s favorite token.

Here’s why smart money is betting on a volatile breakout.

Funding rates hit levels not seen since the 2023 bull run—because nothing says 'healthy market' like leveraged traders chasing momentum. Meanwhile, exchange wallets show whales accumulating at levels last seen before XRP’s 80% pump in Q1 2024.

Will history repeat? Or is this just another 'institutional adoption' narrative to distract from the SEC’s never-ending circus?

One thing’s certain: XRP moves fast when liquidity shifts. And right now, the tide’s turning.

Conclusion

As Q3 unfolds, XRP’s growing momentum, fueled by rising funding rates and significant whale buying, signals a potential challenge to Ethereum’s altcoin dominance. The current technical and on-chain setup suggests a capital rotation could be underway, reminiscent of Q1’s market dynamics.

For investors seeking to navigate the altcoin space in the coming months, keeping an eye on XRP’s performance against Ethereum could be crucial in identifying new opportunities.