XRP Diehard Holds Firm: ’$100 or Bust’ Strategy Defies Market Skepticism

While Wall Street hedges its bets, one crypto investor is playing the ultimate game of chicken with XRP—refusing to sell until the asset hits triple digits. No take-profit orders, no stop-losses—just raw diamond-handed conviction.

Most traders would balk at such a moonshot target, especially after years of regulatory limbo. But true believers cite Ripple’s slow-but-steady progress through SEC lawsuits and banking partnerships as proof the gamble might pay off.

Of course, institutional money managers—busy chasing the next shiny AI token—would call this reckless. Then again, these are the same geniuses who thought 2008 CDOs were ’bulletproof.’

Not Selling, Even at $10

Farina has made it clear that his investment decisions are not based on HYPE or short-term price movements. Instead of reacting to every uptick, his first small sale is planned when XRP reaches $10. But this is not a signal that he’s exiting the market. He views this step as a way to mark progress and use some of the returns for real-world investments, especially in real estate.

Greece has been one of his favored locations, and he has already made real estate investments there using gains from other crypto assets. Farina explained that even at $10, the percentage of his XRP that he plans to sell will be very limited.

Prioritizing Security and Long-Term Vision

Security is a critical component of Farina’s strategy. He holds the majority of his XRP in offline cold wallets. Only a small portion is kept on exchanges, strictly for liquidity purposes. He recently reminded his followers about the Mt. Gox incident, where many Bitcoin holders lost access to their funds due to an exchange failure. For him, storing crypto on centralized exchanges is a major risk — one that should be avoided whenever possible.

Selling at $50 and $100: A Strategic Exit

Farina did share that he has considered modest sales at $50, mainly to recover his original capital and improve financial flexibility. His major milestone, however, is $100. At that level, even selling a small amount — such as 1,000 XRP — WOULD yield $100,000.

But he clarified that this does not mean a large-scale sell-off. Most of his holdings are reserved for long-term use and financial growth. He believes in maintaining a large share of his tokens for future opportunities, especially in decentralized and regulated finance platforms.

Passive Income Over Profits

One of Farina’s ultimate goals is not to sell but to lend. As the regulatory environment around XRP evolves, he expects legal clarity to open doors to fully regulated platforms where XRP can be used for lending. Through this, he envisions earning passive income in the FORM of stablecoins, fiat, or even XRP itself.

This shift from price speculation to utility aligns with broader trends in the crypto world. Many investors are looking beyond price charts and focusing on how digital assets can generate consistent income and serve real financial functions. Lending, in particular, is seen as a promising path for those who want long-term exposure without constantly trading.

Taking Cues from the Bigger Picture

Farina’s strategy stands in contrast to the typical behavior seen in crypto markets, where price volatility often leads to hasty decisions. His approach emphasizes risk management, patience, and focusing on utility instead of hype.

He also reminds investors that every price increase isn’t a sell signal. Selling should be strategic, not reactive. Farina believes that taking profit is important, especially to recover initial investments, but that the larger potential of XRP is tied to how it can be used in the future.

Institutional Adoption Could Be Key

Farina is not alone in this belief. Many analysts expect that large-scale adoption by institutions could reshape XRP’s trajectory, especially once legal clarity is established. Regulatory approval could unlock new markets, partnerships, and financial tools that increase XRP’s utility and demand.

This kind of growth, however, doesn’t happen overnight. Farina is prepared to wait, and he encourages others to consider long-term planning over quick exits. According to him, the combination of patience, security, and strategic deployment of assets is the best way to approach crypto investing in today’s uncertain environment.

Final Thoughts

While it may take years for XRP to reach the price levels that Farina has set his sights on, his plan is a reminder of how important it is to have a clear strategy. Whether or not XRP hits $100, Farina’s disciplined approach offers lessons in patience, security, and using crypto for more than just trading.

By focusing on lending opportunities and passive income, rather than selling off assets at every price jump, Farina represents a growing class of investors who are playing the long game — with real-world goals and financial independence in mind.