Ripple’s RLUSD Disrupts Finance with Zero-Fee, Borderless Growth Surge

Ripple’s stablecoin RLUSD is eating the competition’s lunch—no fees, instant settlements, and a passport-free onboarding spree that’s got TradFi sweating into its bespoke suits.

Global adoption spikes as RLUSD sidesteps legacy bottlenecks

While Wall Street still charges $25 wire fees and takes three business days to move money across the street, RLUSD just processed another billion in volume before your latte got cold. The ’regulated’ stablecoin space—where compliance costs get passed to users like a hot potato—just got a ruthless competitor.

Closing thought: If banks start offering ’blockchain integration’ seminars next quarter, you’ll know exactly who forced their hand.

What Is RLUSD?

RLUSD is a U.S. dollar-backed stablecoin issued by Standard Custody & Trust Company, a Ripple-owned entity. Its goal is to provide fast, stable, and reliable digital payments. Because RLUSD is tied directly to the U.S. dollar, it aims to avoid the price volatility seen with other cryptocurrencies. Ripple has made it clear that this asset is built for wide usage, including retail transactions and institutional finance.

Bitget Lists RLUSD With Zero Fees and 140+ Fiat Onramps

On May 29, the exchange Bitget reveal it had listed RLUSD in its Innovation and Web3 Zone. Users can now trade RLUSD against both USDT and USDC. To make RLUSD even easier to access, Bitget started a seven-day campaign offering 0% fees when users purchase RLUSD with over 140 fiat currencies.

Currencies supported in the promotion include EUR, GBP, AUD, TWD, UZS, UAH, TRY, THB, BRL, PLN, IDR, PHP, and CAD. Users can buy RLUSD using credit or debit cards without paying any extra charges during the promotion. Trading began at 10:00 UTC on May 29, and withdrawals are scheduled to begin on May 30.

Bitmex Supports RLUSD With Trading Rewards

Bitmex was among the first platforms to list RLUSD on its spot market, starting May 20. Just two days later, the token was added as a margin asset, meaning traders could use it to back Leveraged positions. On May 27, Bitmex also allowed XRP to be used as margin.

To promote the new listing, Bitmex started a rewards campaign called “The Ripple Effect”. The campaign features a 15,000 RLUSD prize pool for users who deposit, trade, or hold RLUSD on the exchange. The event will run through June 30, giving traders a full month to earn part of the reward by engaging with the new stablecoin.

Widening Reach Across Major Platforms

Beyond Bitget and Bitmex, RLUSD is now available on a growing list of crypto platforms and financial service providers. These include:

• Major exchanges: Bitso, Bitstamp, Bullish, Gemini, Kraken, Independent Reserve

• Institutional trading desks: Archax, B2C2, Flowdesk, JST Digital, Keyrock, LMAX Digital

• Payment gateways: Banxa, Moonpay, Revolut, Uphold, Zero Hash

• Regional platforms: Coinmena (MENA), Mercado Bitcoin (Brazil)

The wide network of integrations shows Ripple’s focus on making RLUSD available in both global and regional markets. Whether you’re in Europe, Latin America, or Asia, there are now many ways to access and use the token.

Lending, Borrowing, and More With Euler Labs

DeFi protocol Euler Labs has also added support for RLUSD. This integration allows users to borrow, lend, or use RLUSD as collateral, expanding its use beyond simple transfers or trades. Euler is also offering extra rewards to users who participate early in these services, encouraging more adoption.

With this move, RLUSD enters the decentralized finance space more fully, offering opportunities for passive income and flexible financial strategies.

Designed for Enterprise, But Accessible to All

Ripple’s vision for RLUSD isn’t just limited to crypto traders. The company sees RLUSD as a tool for large enterprises and financial institutions. By creating a stablecoin that is transparent, regulated, and easy to integrate, Ripple is aiming to build a stable digital currency that fits into today’s financial system.

Still, individual users are not left out. Thanks to low fees, many purchase options, and increasing exchange listings, RLUSD is just as accessible for someone looking to send money, hold digital dollars, or explore crypto payments.

Conclusion

Ripple’s RLUSD is quickly building a strong presence in the global crypto ecosystem. With multiple exchange listings, fee-free purchase options, and lending features, RLUSD is positioning itself as a reliable and user-friendly digital dollar. Its focus on compliance and institutional trust is attracting serious attention, while promotions like zero-fee campaigns and trading rewards make it appealing to everyday users as well.

As the stablecoin space grows, RLUSD’s broad support and rapid rollout suggest it may become a key player in the future of digital finance.