BREAKING: US Housing Regulator Pushes Fannie Mae and Freddie Mac to Embrace Crypto Assets

The US housing market might be getting a crypto makeover—whether it's ready or not.

In a move that could send shockwaves through traditional finance, federal regulators are pressuring mortgage giants Fannie Mae and Freddie Mac to open their doors to digital assets. Because nothing says 'stable housing market' like volatile cryptocurrency, right?

The New Mortgage Playbook

Sources confirm the push comes straight from the top, with regulators arguing crypto could 'modernize' the $11 trillion housing finance system. Critics are already whispering about 2008 flashbacks—but hey, at least this time the bubble would be decentralized.

Wall Street Meets Blockchain

If implemented, the change would let America's two largest mortgage providers accept crypto for down payments or use blockchain for loan tracking. Because when you think 'responsible lending,' you obviously think of an asset class that can swing 30% before lunch.

The housing market's about to discover what crypto traders learned years ago—when the tide goes out, we'll see who's been swimming naked. Again.

Other users on X expressed greater enthusiasm regarding Pulte’s announcement. An X user known as Echo shared their perspective on the new directive.

As a former mortgage banker, let me be VERY clear:

The FHFA just issued a directive for Fannie Mae & Freddie Mac to begin considering cryptocurrency as an asset in mortgage risk assessments, without converting to USD.

This is MASSIVE.

We’re talking about the 2 giants that… https://t.co/HsbWQVGPMA

“This is [massive],” Echo wrote. “We’re talking about the 2 giants that hold over $7 TRILLION in housing loans now prepping to allow digital assets as reserves for single-family loans,” he added. 

Echo emphasized that allowing crypto assets to count toward future home loan qualifications could eliminate the need to “sell to qualify,” paving the way for broader adoption and signaling the emergence of a tokenized housing market supported by the U.S. mortgage system.

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Michaela has no crypto positions and does not hold any crypto assets. This article is provided for informational purposes only and should not be construed as financial advice. The Shib Magazine and The Shib Daily are the official media and publications of the shiba inu cryptocurrency project. Readers are encouraged to conduct their own research and consult with a qualified financial adviser before making any investment decisions.