Ripple (XRP) Price Prediction 2025: Can This $0.035 Cryptocurrency Outperform XRP?

• Is Ripple (XRP) Losing Its Momentum?
• Why Mutuum Finance (MUTM) Is Stealing the Spotlight
• Global Adoption: By the Numbers
• Roadmap Progress: What’s Next for MUTM?
• XRP vs. MUTM: Key Takeaways
• FAQs

Ripple (XRP) remains a heavyweight in the crypto market, but its recent price action and structural weaknesses have left analysts skeptical about its growth potential this year. Meanwhile, Mutuum Finance (MUTM), a new DeFi token priced at just $0.035, has surged 250% during its presale, raising over $19.15 million from 18,330+ investors. With its fully operational lending platform and imminent V1 Sepolia testnet launch, MUTM is emerging as a high-potential alternative to XRP. Here’s a deep dive into both projects and why traders are shifting focus.

Is Ripple (XRP) Losing Its Momentum?

Ripple’s XRP has seen one of the steepest leverage drops in recent years, with open interest in futures contracts plummeting 59% (from 1.7 billion to 0.7 billion XRP). Borrowing costs nosedived to NEAR zero, signaling dwindling trader confidence. "XRP’s structural weakness is hard to ignore," notes a BTCC analyst. "Every minor correction triggers profit-taking, leaving newer investors underwater." This trend has pushed traders toward early-stage gems like Mutuum Finance, which combines DeFi utility with explosive presale performance.

Why Mutuum Finance (MUTM) Is Stealing the Spotlight

MUTM’s presale has been a rocketship: starting at $0.01 in early 2025, it’s now at $0.035 in Phase 6—a 250% leap. With 800 million tokens sold (of 1.82 billion allocated) and $19.15 million raised, the project’s yield-generating DeFi ecosystem is turning heads. "Unlike vaporware altcoins, MUTM already has a working lending protocol," says a CryptoTwitter influencer. Its upcoming Q4 2025 testnet launch could cement its position as a top DeFi contender.

Global Adoption: By the Numbers

18,330+ investors | $19.15M raised | 45.5% of 4B tokens for presale

The presale’s breakneck pace suggests FOMO is real. Once Phase 6 wraps, the price jumps to $0.06—a 71% gain from current levels. "The math is simple," quips a Discord mod. "Early birds get the worm and the cheese."

Roadmap Progress: What’s Next for MUTM?

Phase 2 development is underway, focusing on smart contracts, risk models, and backend infrastructure. The team’s transparent updates (and meme-filled TG group) suggest they’re serious about delivering a scalable DeFi solution. If the V1 launch hits as planned, MUTM could become the "blue-chip DeFi token we’ve been waiting for," per a CoinMarketCap community post.

XRP vs. MUTM: Key Takeaways

-: Institutional backing but struggling with leverage exodus
-: Presale phenom with real utility and 250% gains pre-launch
-: MUTM’s testnet launch could trigger another price surge

Data sources: TradingView, CoinMarketCap.