This New Cryptocurrency Under $0.04 Hits 96% Allocation in Phase 6 After a 250% Surge – What’s Next?

• Why Is Mutuum Finance (MUTM) Gaining So Much Attention?
• How Does Mutuum Finance’s Lending Protocol Work?
• What Sets Mutuum Finance Apart in Terms of Security?
• What’s Next on Mutuum Finance’s Roadmap?
• Frequently Asked Questions

Mutuum Finance (MUTM), a rapidly growing cryptocurrency priced below $0.04, has captured significant attention with its Phase 6 presale reaching 96% allocation following a 250% price surge. With over 18,300 holders and $19.1 million raised, MUTM is poised for potential growth as it gears up for its V1 testnet launch in Q4 2025. The project’s dual-architecture lending protocol, mtToken yield model, and plans for a stablecoin position it as a standout in the DeFi space. Analysts suggest this could be a pivotal moment for early investors.

Why Is Mutuum Finance (MUTM) Gaining So Much Attention?

Mutuum Finance has emerged as one of the fastest-growing crypto projects of 2025, with its token price skyrocketing from $0.01 at launch to $0.035—a 250% increase—even before its protocol’s official release. The presale has already distributed 1.82 billion of the total 4 billion MUTM tokens, with Phase 6 nearly sold out at 96% allocation. Early investors have snapped up over 810 million tokens, and the project’s momentum shows no signs of slowing down. According to data from CoinMarketCap, MUTM’s market activity has surged alongside its presale progress, making it a hot topic among DeFi enthusiasts.

How Does Mutuum Finance’s Lending Protocol Work?

Mutuum Finance is building a unique lending protocol that rewards users based on their blockchain activity. By depositing assets like ETH or USDT, users receive mtTokens, which appreciate as borrowers pay interest. This creates a natural APY (Annual Percentage Yield) without relying on inflationary rewards. The project also incorporates a buy-and-distribute model, where a portion of loan revenue is used to repurchase MUTM from the open market. These tokens are then distributed to users who stake mtTokens in the security module, creating long-term buy pressure. As one BTCC analyst noted, "This dual-reward system could make MUTM a sustainable player in the DeFi lending space."

What Sets Mutuum Finance Apart in Terms of Security?

Security has been a top priority for Mutuum Finance. The project scored 90/100 in CertiK’s TOK Scan audit and has partnered with Halborn Security to inspect its lending contract suite. Additionally, a $50,000 bug bounty program encourages white-hat hackers to identify vulnerabilities. Such measures are critical in DeFi, where exploits can lead to significant losses. As one community member put it, "Knowing the team prioritizes security makes me more confident in holding MUTM long-term."

What’s Next on Mutuum Finance’s Roadmap?

The team plans to launch a USD-pegged stablecoin in 2026, backed by loan interest revenue. chainlink oracles, DEX price feeds, and redundant data sources will ensure price accuracy. Stablecoins could enhance liquidity and scalability for Mutuum’s lending markets. The V1 testnet is also slated for Q4 2025 on Sepolia, featuring liquidity pools, mtTokens, and liquidation bots for ETH/USDT pairs. With whales investing $110,000 recently, the final presale phase may close sooner than expected. "The combination of lending innovation and stablecoin utility could drive MUTM’s price up 400–700% in the next bull run," speculated a TradingView contributor.

Frequently Asked Questions

How can I participate in Mutuum Finance’s presale?

The presale is accessible via Mutuum’s official website (https://www.mutuum.com). Phase 6 has only 4% of tokens remaining at $0.035 each before the official listing price of $0.06.

What’s the total supply of MUTM tokens?

There’s a hard cap of 4 billion MUTM tokens, with 1.82 billion allocated to the presale and the rest reserved for protocol incentives, team, and ecosystem growth.

When will MUTM be listed on exchanges?

While no dates are confirmed, listings typically follow presale completion. Keep an eye on BTCC and other major exchanges for announcements.