XRP’s $5 Dream: Will the New Salary Plan Fuel the Rally or Just Another Crypto Pipe Dream?

Ripple’s latest payroll play sparks speculation—can corporate adoption finally catapult XRP past its $3 ATH and into the $5 stratosphere?

Market watchers split: true utility breakthrough or just another ’to-the-moon’ hopium hit for bagholders. Meanwhile, Wall Street snickers into its overpriced coffee.

Garlinghouse Proposes Real-Time Salary Payments Using XRP

Ripple CEO Brad Garlinghouse has added more fuel to the XRP fire by proposing a real-world use case: real-time salary streaming. At a recent fintech event, Garlinghouse suggested moving from monthly or biweekly payrolls to second-by-second wage payments using the XRP Ledger.

If adopted, it could revolutionize global payrolls and give workers continuous access to their earnings and more financial flexibility.

Ripple’s Real-World Use Cases:

• Real-time payroll: Micro-payments as work is done
• RippleNet infrastructure: Instant global settlements already in place
• Fintech relevance: Adoption by payroll providers, HR platforms

This reinforces XRP as infrastructure, not just an asset.

XRP Technical Analysis: $2.2613 Breakout to Watch

Technically, XRP/USD is looking bullish. It’s above the 50-period EMA at $2.2140 and the pivot at $2.20 so buying is back in play. A break above $2.2613 – current resistance – could be $2.3150 and potentially $2.38 if supported.

• Resistance: $2.2613
• Next Target: $2.3150 → $2.38
• Support: $2.20
• Deeper Support: $2.1869

The RSI is rising but not overbought yet. Failure to clear $2.2613 could retest $2.20. XRP looks good here with both technicals and use cases. Above $2.2613 and we could see $2.38 and then $3.50 and $5 if real world adoption takes off.