Best Cryptocurrencies to Buy Now as Regulators Approve Crypto for Mortgages

• Why Are Cryptocurrencies Gaining Traction in Mortgage Lending?
• How Is Bitcoin Performing Amid These Regulatory Changes?
• Which Cryptocurrencies Stand to Benefit Most?
• What Does This Mean for Crypto Investors?
• Frequently Asked Questions

A groundbreaking shift is underway in the financial world as U.S. regulators pave the way for cryptocurrencies to be used as collateral for mortgages. The Federal Housing Finance Agency (FHFA) has mandated Fannie Mae and Freddie Mac to develop plans for accepting crypto assets, bridging the gap between decentralized finance and traditional real estate lending. This move not only legitimizes digital assets like bitcoin but also opens doors for crypto investors to access home loans without liquidating their holdings. In this article, we explore the implications of this policy change, analyze Bitcoin's price trends, and highlight the top cryptocurrencies poised for growth in this new era of crypto-backed mortgages.

Why Are Cryptocurrencies Gaining Traction in Mortgage Lending?

The recent directive from the FHFA marks a pivotal moment in the integration of cryptocurrencies into mainstream finance. By allowing digital assets to serve as collateral, regulators are addressing a long-standing barrier for crypto investors who've struggled to secure mortgages due to their concentrated holdings in volatile assets. Cathie Wood, CEO of Ark Invest, has praised this development, calling it a game-changer for both the housing and crypto markets. The policy requires borrowers to hold their crypto on regulated U.S. exchanges like BTCC, which has sparked debate within the crypto community about decentralization principles. However, the move includes safeguards like volatility haircuts and board oversight to maintain financial stability while expanding access to homeownership.

How Is Bitcoin Performing Amid These Regulatory Changes?

Bitcoin's price action reflects the market's reaction to these developments. The daily chart shows two critical levels traders are watching: resistance at $109,000 and support at $100,000. Since its recovery in early June, Bitcoin has faced consistent selling pressure at the $109,000 mark, while buyers have actively defended the $100,000 support level. The current consolidation phase suggests a potential breakout if volume increases, possibly signaling new all-time highs. This technical setup coincides with fundamental improvements in Bitcoin's utility, as its acceptance as mortgage collateral enhances its real-world use cases beyond speculative trading.

Which Cryptocurrencies Stand to Benefit Most?

As crypto gains institutional recognition, certain projects are uniquely positioned to capitalize on this trend. Here are the top three cryptocurrencies to consider:

Bitcoin Hyper: The Scalable Bitcoin Solution

Bitcoin Hyper emerges as a standout by addressing Bitcoin's scalability limitations through a high-speed Layer-2 solution. Unlike Bitcoin's 7 transactions per second, Bitcoin Hyper leverages a Canonical Bridge and integrates the Solana VIRTUAL Machine (SVM) to enable programmable functionality and faster transactions. This technical innovation, combined with its meme-inspired branding, creates a compelling mix of utility and virality. The project's clear roadmap and cross-chain capabilities differentiate it from typical meme coins, with analysts like those at 99Bitcoins suggesting 100x return potential.

Snorter: The Meme Coin Trading Powerhouse

Snorter Token (SNORT) powers the Snorter Bot, a Telegram-based trading terminal for solana meme coins. As institutional interest grows, tools like Snorter Bot become invaluable for both novice and experienced traders navigating volatile crypto markets. The platform offers competitive transaction fees and advanced trading features, with plans to expand to other ecosystems. Its tokenomics allocate 25% to product development, 20% to marketing, and 20% to exchange liquidity, creating a sustainable growth model.

Best Wallet Token: The Gateway to Crypto-Backed Loans

Best Wallet Token ($BEST) serves as the native currency for a mobile-first wallet supporting 60+ blockchains. As crypto mortgages become reality, seamless wallet integration will be crucial. $BEST holders enjoy reduced transaction fees, early access to presales, and staking rewards. The project has already raised $13.5 million in its presale, with funds allocated to development, marketing, and liquidity. Its security features, including split private key encryption, make it a trustworthy hub for managing crypto collateral.

What Does This Mean for Crypto Investors?

The FHFA's policy shift represents more than regulatory approval—it signals crypto's maturation into a legitimate financial asset class. Investors should focus on projects with strong liquidity, compliance-ready features, and real-world utility. While volatility remains a concern, the integration of crypto into traditional finance through mechanisms like mortgage collateral could stabilize prices over time. The BTCC team recommends diversifying across established assets like Bitcoin and innovative projects like Bitcoin Hyper to balance risk and reward in this evolving landscape.

Frequently Asked Questions

How does using crypto as mortgage collateral work?

Borrowers can pledge their cryptocurrency holdings (held on approved exchanges like BTCC) as collateral without selling. Lenders apply volatility haircuts to account for price fluctuations.

Why is Cathie Wood bullish on crypto mortgages?

Ark Invest's CEO believes this solves access-to-credit issues for crypto investors and accelerates institutional adoption of digital assets.

What risks come with crypto-backed mortgages?

Price volatility could trigger margin calls if collateral value drops significantly. The FHFA's safeguards aim to mitigate these risks.

How does Bitcoin Hyper improve upon Bitcoin?

It adds Layer-2 scalability, enabling faster transactions and smart contract functionality while maintaining Bitcoin's security.

Where can I trade these recommended cryptocurrencies?

All three are available on major exchanges including BTCC, with Snorter specifically designed for Solana-based trading.