Unlocked: Plan to Turn R$200 Monthly into R$5 Million with Cryptocurrencies by 2025
- Who Is Bernardo Pascowitch and Why Should You Listen?
- How Does the Digital Piggy Bank Plan Work?
- Why Bitcoin and Crypto for Long-Term Wealth?
- How to Join the Digital Piggy Bank Plan
- Is This Just Another Crypto Gamble?
- What’s the Catch?
- Final Verdict: Worth a Shot?
- FAQs
Imagine turning a modest monthly investment of R$200 into a staggering R$5 million through a disciplined cryptocurrency strategy. That’s exactly what Bernardo Pascowitch, founder of Yubb and a renowned crypto expert, is offering with his newly launched "Digital Piggy Bank" plan. Inspired by his personal success in building a portfolio for his daughter, Pascowitch’s method has already shown impressive results—averaging 8.49% monthly returns over 27 months. Now, this strategy is available to the public, promising long-term wealth accumulation in the volatile yet high-reward world of crypto. Here’s how it works.
Who Is Bernardo Pascowitch and Why Should You Listen?
Bernardo Pascowitch isn’t your average crypto evangelist. A former lawyer with a degree from USP, he pivoted to finance after noticing how hard it was for people to compare investment products. In 2014, he founded Yubb, Brazil’s largest unbiased investment platform. Fast-forward to today, and he’s a household name in financial education, with over 370,000 YouTube followers. But his "aha" moment came when he became a father. Determined to give his daughter Helena financial freedom, he started investing R$1,000 monthly in bitcoin and other cryptos for her—a strategy that’s now the blueprint for the Digital Piggy Bank.
How Does the Digital Piggy Bank Plan Work?
The plan is simple but requires discipline: invest R$200 monthly in a diversified crypto portfolio and let compounding do its magic. Pascowitch’s own portfolio, tracked since July 2023, has delivered an average monthly return of 8.49%. At that rate, consistent investments could theoretically grow to R$5 million over time. The key? A long-term mindset. "If you’re thinking in decades, weekly volatility is just noise," he says. Historical data supports this: Bitcoin alone has surged 156,720,810% in 15 years (CoinMarketCap), though past performance never guarantees future results.
Why Bitcoin and Crypto for Long-Term Wealth?
Crypto’s volatility scares many, but Pascowitch sees it as a feature, not a bug. Bitcoin’s scarcity (capped at 21 million coins) and decentralization make it a hedge against inflation and geopolitical risks. "It’s not about getting rich quick," he emphasizes. "It’s about building generational wealth outside traditional systems." The plan also includes altcoins for diversification, though specifics are reserved for enrolled members.
How to Join the Digital Piggy Bank Plan
Launched on November 17, 2025, the program is free to explore initially. Interested investors can sign up via Pascowitch’s website to receive portfolio details and educational resources. The pitch? "The perfect time to start was yesterday. The next best is now."
Is This Just Another Crypto Gamble?
Pascowitch admits he once dismissed Bitcoin as "garbage" before recognizing its potential. His approach now is methodical: dollar-cost averaging (investing fixed amounts regularly) to smooth out price swings. The plan also includes risk management tactics, though he stresses that crypto remains high-risk. "This isn’t for rent money," he warns. "It’s for money you can afford to forget about for 10+ years."
What’s the Catch?
Transparency is a selling point—no hidden fees or upsells promised. The real challenge is psychological: sticking to the plan during market crashes. Pascowitch’s own portfolio survived the 2024 bear market by holding firm. "Fear sells," he quips, "but patience pays."
Final Verdict: Worth a Shot?
For Brazilians tired of low-yield savings accounts, the Digital Piggy Bank offers a compelling alternative. Just remember: crypto’s rollercoaster isn’t for the faint-hearted. As Pascowitch puts it, "If you wait for calm seas, you’ll never sail."
FAQs
How realistic is the R$5 million target?
It’s a projection based on historical 8.49% monthly returns, which WOULD require consistent performance over decades. Markets are unpredictable, so treat it as a theoretical ceiling, not a guarantee.
Can I withdraw funds anytime?
Yes, but the strategy relies on long-term compounding. Early withdrawals could derail the plan.
Is Bitcoin the only crypto in the portfolio?
No. While Bitcoin is the cornerstone, the plan includes a mix of established altcoins for diversification.
What if the crypto market collapses?
Pascowitch argues Bitcoin has survived multiple "deaths" since 2009. The plan accounts for volatility by focusing on multi-year horizons.
