Coinbase & PayPal Defy GENIUS Act with High-Yield Stablecoin Plays

Crypto giants flip regulatory scrutiny into profit machines.

Stablecoins aren't just surviving Washington's crackdown—they're thriving. While the GENIUS Act aims to clamp down on digital assets, Coinbase and PayPal are quietly offering yields that make traditional savings accounts look like medieval relics.

The yield paradox

Neither firm is blinking as lawmakers demand stricter oversight. Instead, they're doubling down on USD-pegged tokens with APYs that beat inflation by a country mile. Who needs FDIC insurance when algorithms deliver 5-7% returns?

Wall Street's worst nightmare

Banks are stuck offering 0.5% on 'high-yield' accounts while crypto platforms eat their lunch. The irony? These yields come from the very stablecoins that regulators want to neuter. Sometimes the house wins—even when it's playing against the government.

Just don't ask how long this party lasts before the SEC crashes it.