VALR & RainFin Disrupt African Finance with USDPC Token Offering 10% Yield—Beats Traditional Banks
Cape Town and Johannesburg just got a crypto-powered jolt. VALR and RainFin's new USDPC token isn't just another stablecoin—it's a 10% yield grenade thrown at Africa's sluggish savings accounts.
Why This Matters
While traditional banks offer fractions of a percent, this on-chain yield actually fights inflation (unlike your local bank's 'high-interest' account). No gatekeepers, no minimum balances—just the blockchain doing what fintech promised but rarely delivered.
The Catch?
Regulators haven't blinked yet—probably too busy protecting the 0.5% savings account cartel. If this scales, we might finally see African banks 'innovate' beyond charging fees for checking balances.
