XRP Surges Past $3 – Is a New All-Time High Imminent?

XRP rockets past $3 with unstoppable momentum—flirting with its ATH and leaving skeptics scrambling.

The Bull Run Nobody Saw Coming

While Wall Street analysts were busy downgrading crypto ETFs, XRP’s price action just schooled them in market dynamics. No fancy derivatives, no over-leveraged hedge funds—just pure, unfiltered demand.

Breaking Down the Rally

The surge past $3 wasn’t a fluke. Liquidity pools got drained, shorts got wrecked, and the order book looks like a stampede. Retail FOMO? Institutional accumulation? Either way, the charts scream one thing: this isn’t a dead cat bounce.

The Cynic’s Corner

Sure, traditional finance will call it ‘speculative frenzy’—right before quietly allocating 3% of their portfolio to ‘digital assets.’ Hypocrisy tastes better with a side of FOMO.

What’s next? If momentum holds, that ATH won’t just be tested—it’ll get demolished.

XRP is currently priced at $3, market cap valuing $177.8 billion and 24 hour trading volume valuing at $11.08 billion.

The main trigger for XRP’s surge is Ripple’s application for a Federal Reserve master account. That news became public today. If Ripple gets approval, it would mean direct access to the U.S. payment system for its RLUSD stablecoin, cutting out middlemen and reducing risks for banks and institutions using its services. 

This isn’t some vague crypto promise. A Fed master account puts Ripple in the same league as traditional financial institutions, giving XRP a more solid footing in regulated finance.

Adding to that, the Federal Reserve officially rolled out its ISO 20022 upgrade today. This global payment standard helps banks communicate more efficiently. XRP has long been positioned as ISO 20022-compliant, and now, that alignment has real-world weight. It’s also why traders are suddenly paying fresh attention to XRP.

From a chart perspective, XRP has pushed past the $2.72 resistance level and is hovering around the key $3 mark. Trading volume has spiked too, up nearly 50% over the last 24 hours. 

But things aren’t all smooth sailing. Indicators show the market might be overheating. The daily RSI is over 81, while the weekly reading is above 92, both suggesting that XRP might be due for a breather.

If XRP holds above $3 by the end of the day, traders see $3.20 to $3.25 as the next stop. If momentum stays strong, $3.40 or even $3.50 is possible. But if XRP slips below $2.90, things could pull back quickly. Support sits at $2.80, with deeper fallback zones around $2.60 if sellers step in hard.

For now, XRP’s rally looks tied to real developments, not just hype. Ripple’s regulatory moves and global payment system upgrades have given it new life in a crowded crypto market. Whether that translates into a sustained breakout depends on how the next few days play out. But for the first time in a while, XRP is back in focus for both traders and institutions alike.

Also Read: Bitcoin price Hits All-Time High of $121,000, Eyes $125K Next