Ripple Charges Toward US Banking License for RLUSD – Following Circle’s Lead in Crypto-Bank Revolution

Ripple just dropped a regulatory bombshell—they're gunning for a US banking charter to supercharge their stablecoin ambitions. Move over Circle, there's a new sheriff in town.

The play? RLUSD goes legit. By securing a banking license, Ripple could bypass the regulatory purgatory that's crushed crypto innovators for years. Suddenly those cross-border payments get a whole lot smoother.

Wall Street won't know what hit them. While traditional banks still treat blockchain like the plague, Ripple's about to rewrite the rulebook—with federal oversight as their unlikely ally. Nothing terrifies legacy finance quite like regulated disruption.

Of course the banking lobby will fight this tooth and nail. Nothing disrupts rent-seeking quite like a crypto company playing by their rules—only better. The irony? It took stablecoins to finally make banks innovate at gunpoint.