SoFi Set to Reignite Crypto Trading Before 2026 – Here’s Why It Matters

SoFi’s crypto comeback could shake up retail trading—just in time for the next bull run.

After a regulatory hiatus, the fintech giant is flipping the 'on' switch for digital asset trading by December 2025. No new user waitlists, no half-measures—just a full-throttle return to the crypto arena.

Wall Street analysts are already placing bets: Will this move finally make traditional brokers admit they missed the blockchain train? (Spoiler: They’ll still call it a 'fad' while quietly building custody solutions.)

One thing’s certain—when a platform with 7 million users jumps back into crypto, the market notices. Even if half those users just want to ape into the next meme coin.

But now, new guidance from the Office of the Comptroller of the Currency (OCC) has cleared a path for banks like SoFi to re-enter the space. SoFi says its return will go beyond trading, with plans to build blockchain into savings, lending, investing, payments, and even insurance.

SoFi also wants to offer loans backed by crypto. That means users could borrow money while keeping their crypto as security. The company may add support for stablecoins too. They are digital coins that are tied to real money, like the U.S. dollar. The fintech firm says all of these features could roll out over the next 6 to 24 months, depending on how fast things move. If they buy other companies along the way, things could MOVE even faster.

Moreover, SoFi is already having a strong year. In the first quarter of the year, the company added 800,000 new customers. It also reported a $71 million profit, which is much higher than what experts had guessed. SoFi says its loan business is also doing better, with fewer people missing payments.

Also Read: SoftBank Eyes Indian BPO Buyouts to Boost AI Integration