Ripple & AMINA Bank Forge Alliance: Turbocharging Crypto Payments Across Europe

Forget waiting days for a cross-border wire. A new partnership is slicing through the traditional finance fog.

The Speed Revolution

Ripple's blockchain technology is plugging directly into AMINA Bank's regulated infrastructure. This isn't just a pilot program—it's a live pipeline designed to move digital assets at a pace that makes legacy systems look glacial. The target? Corporate and institutional payments that need to be fast, transparent, and cost-effective.

Why Europe, Why Now?

The region is becoming a crucible for crypto innovation, with regulations like MiCA providing a framework that banks can actually build on. This move positions both players at the intersection of institutional demand and regulatory clarity. It's a pragmatic step towards making digital assets a utility, not just a speculative toy—though let's be honest, the old-guard banks are probably still trying to figure out their fax machine compatibility.

The Bigger Picture

This is more than a single corridor. It's a blueprint. Every successful transaction builds the case for blockchain's efficiency, putting pressure on networks that still profit from delays and opacity. The partnership signals that the future of value movement isn't about replacing banks, but about making them radically better.

The bottom line? The rails for the next generation of finance are being laid right now. And they're leaving the slow, expensive, and inexplicably fee-laden old tracks to rust.

Reducing stablecoin payment friction

The deal aims to address a common problem for Web3 companies: traditional banks aren’t built to handle stablecoin and fiat transactions side by side.

AMINA Bank says this mismatch often slows down cross-border payments or adds unnecessary friction. With this upgrade, the bank expects clients to send and settle funds more smoothly without relying on the slower processes of legacy correspondent banking networks.

The partnership also builds on the bank’s earlier move to support Ripple USD (RLUSD) for custody and trading. Ripple says its payment rails now span regions covering over 90% of daily FX markets, with availability in countries including Australia, Brazil, Mexico, Singapore, Switzerland, Dubai, and the U.S.

What executives say

Myles Harrison, AMINA Bank’s Chief Product Officer, noted that stablecoin transactions still don’t fit well within many banks’ systems. Ripple’s infrastructure, he said, gives AMINA the ability to support both fiat and blockchain rails at the same time, improving the speed and reliability of international transfers for its crypto-native customers.

“With Ripple’s support, we are now able to significantly increase our capability, reducing cross-border friction and helping our crypto-native clients maintain their competitive edge,” he added.

Ripple’s Cassie Craddock said the partnership positions AMINA Bank as a gateway for crypto firms entering traditional finance, noting that Ripple’s licensed system helps link fiat and blockchain payment rails.

Together, the two companies aim to make it easier for digital-asset firms to access the kind of payment infrastructure traditionally reserved for mainstream financial institutions—without the usual delays that come with cross-border banking.

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