Revolut and Trust Wallet Partner for Instant Crypto Purchases in EU

Two finance heavyweights just teamed up to make buying crypto as easy as ordering takeout. Revolut, the digital banking giant, and Trust Wallet, the popular self-custody crypto wallet, have linked their systems. The goal? Let users in the European Union buy digital assets directly within the wallet interface—instantly.

The Frictionless Flow

Forget the old dance of transferring funds from a bank to an exchange, then to a wallet. This partnership cuts out the middleman. Users can now fund their Trust Wallet directly from their Revolut account using cards or open banking, bypassing traditional crypto exchanges entirely. It’s a direct pipeline from fiat to self-custody.

Why This Move Matters

This isn't just a convenience upgrade; it's a strategic land grab for user onboarding. By integrating a major neobank with a leading non-custodial wallet, the partnership targets the growing cohort of users who want exposure to crypto but demand control over their private keys. It makes the leap from traditional finance to decentralized finance feel less like a cliff jump and more like a step.

The Regulatory Green Light

Launching across the EU signals confidence in navigating the bloc's evolving Markets in Crypto-Assets (MiCA) framework. The partnership leverages Revolut’s established regulatory licenses and payment rails, offering a compliant on-ramp that many pure-play crypto firms struggle to build—a not-so-subtle jab at the slow, costly compliance theater that defines traditional finance.

This alliance blurs the lines between neo-banking and crypto self-sovereignty. It’s a powerful bet that the future user doesn’t choose one over the other but uses both seamlessly. Whether it sparks a wave of similar integrations or simply makes crypto hoarding easier for Europeans, one thing’s clear: the walls between your bank balance and your blockchain wallet are crumbling.

Mechanism and fee structure

The partnership places Revolut as a payment option within the Trust Wallet interface. Users who WOULD click the option to “Buy crypto” or “Fund” in their wallet will now be able to choose Revolut Pay, which might appear as RPay, Revolut, or something similar, as their go-to payment method. This route enables instant buys, a feature that counters one of the most prevalent pain points of long transaction wait times that have plagued the industry. 

During the initial rollout, only major tokens such as Bitcoin (BTC), ethereum (ETH), and Solana (SOL) are supported. The service is available across all EEA regions supported by Revolut. The main feature of the launch is the 0% fee structure applied when customers use their stored Revolut balance for purchases, although standard blockchain network fees still apply. 

Merging user bases

This integration brings together two of the largest user bases in digital finance. Trust Wallet, on its part, is one of the prominent self-custody wallets, with claims of over 200 million users across the globe, based on a model that dictates sole ownership of private keys by the user. 

Revolut is serving over 65 million customers worldwide. The company has been continuously expanding its crypto services, acquiring relevant regulatory approvals, such as the MiCA license via Cyprus, allowing it to offer its crypto services throughout the EEA.

Previously, users buying crypto and transferring it into a self-custodial wallet required navigating multiple exchanges or payment apps, which complicated the process, increased fees, and made wait times much longer. With a direct gateway, the partnership tackles this complexity in pursuit of an easier onboarding process for new and existing crypto users in Europe.

The plan going forward will make the commitment to even further expansion of access to digital assets. While the first-cut selection of tokens focuses on Core assets like BTC, ETH, and SOL, intentions are in place to widen the coverage to include other tokens available on the Revolut platform, with notable mentions being major stablecoins such as USDC.

This integration reinforces the pattern where fintech platforms aim to bridge the gap between regulated banking services and the DeFi world, particularly in a compliant European regulatory environment. The basic implication is that millions of Revolut customers now have an easier way to enter the self-custody space and advance the principle of full ownership for users of digital assets. 

Streamlining Web3 onboarding

The launch of Revolut Pay within Trust Wallet streamlines the process of acquiring and owning digital assets in Europe. 

By allowing instant, low-cost funding from a financial app directly into a self-custody wallet, this partnership will effectively cut through many layers of friction that have come with Web3 onboarding. This is done to help normalize moving between fiat and crypto, with security and user control paramount for customers throughout the European Economic Area.

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