XRP Spot ETFs Projected to Draw $8 Billion Inflow in First Trading Year
Wall Street's latest crypto craze just locked onto XRP—and the numbers are staggering.
Market analysts project spot XRP ETFs could pull in $8 billion within their inaugural trading year, signaling institutional appetite finally catching up with retail enthusiasm.
Breaking Down the Bullish Case
That massive inflow projection isn't just speculative hype. It mirrors early trajectories of Bitcoin and Ethereum ETFs before they exploded into mainstream portfolios. XRP's regulatory clarity gives it a unique edge—while other altcoins navigate legal gray areas, XRP trades with established compliance frameworks.
Why Institutions Are Biting
Pension funds and asset managers don't move on vibes—they move on structure. XRP's settlement speed and cross-border utility create tangible use cases that traditional finance actually understands. Unlike some 'meme-coins' that rely purely on social momentum, XRP offers something institutional investors crave: actual utility.
The Cynical Take
Of course, Wall Street only embraces innovation once it's figured out how to charge 2% management fees on it. Nothing gets financiers more excited than finding new assets to wrap in layers of profitable complexity.
Bottom line: $8 billion would represent just the beginning. If approved, XRP ETFs could fundamentally reshape how traditional portfolios approach digital asset exposure—whether the old guard is ready or not.
XRP ETF inflows could reach billions
For this report, CryptoSlate spoke to several market experts who believe that XRP-focused funds, including XRPR, could attract as much as $8 billion in fresh capital during their first trading year.
Julio Moreno, head of research at CryptoQuant, estimated that between 1% and 4% of XRP’s circulating supply could be absorbed by ETFs in the first year, equivalent to 600 million to 2.4 billion tokens, or $1.8 to $7.2 billion at current prices.
Such levels, he argued, WOULD meaningfully improve liquidity while establishing XRP as a more mature investment vehicle in institutional portfolios.
Meanwhile, Bitget’s Chief Marketing Officer Jamie Elkaleh was much more bullish as he told CryptoSlate that inflows could reach between $4 billion and $8 billion within the first year. He added that such momentum could push XRP’s price toward the $4-$8 range by year-end.
According to him, this is similar to the early trajectory success of Bitcoin and ethereum ETFs, which attracted record flows at launch.
Notably, Bitcoin-focused funds attracted more than $100 billion in assets within their first year of trading. In comparison, their Ethereum counterparts have seen over $10 billion in inflows within the last three months.
However, Elkaleh also warned that lingering regulatory delays or heightened market volatility could temper those projections.
How ETF fees could impact flows
On the other hand, analysts at Bitunix outlined a more scenario-based forecast where fees play a significant role in influencing the flows.
In their base case, the ETF could attract $500 million to $1.5 billion in its first month and $1–3 billion in the first quarter of trading.
Under a bearish setup, where fees are high or distribution channels are limited, inflows might shrink to as little as $200-500 million initially. Conversely, if fees remain low and brokerages offer wide access from day one, inflows could climb to $3–5 billion within three months.
The analysts explained that their projections are based on the Bitcoin and Ethereum ETF launch data, which were adjusted for XRP’s smaller market position and liquidity structure.
They also pointed out that XRP lacks the “legacy trust redemption overhang” that constrained bitcoin and Ethereum inflows, suggesting its early numbers may appear cleaner.
So, if the XRP ETF inflows capture even 2-6% of the circulating supply within the first quarter, this could lead to significant price appreciation for the digital token.
