Liquidium Cracks the Bitcoin Vault—$4B in Idle BTC Now Up for Grabs via Cross-Chain Loans

DeFi just got a liquidity nuke. Liquidium’s new cross-chain lending protocol targets the $4 billion mountain of Bitcoin gathering dust in decentralized finance—finally letting hodlers put their dormant stacks to work.

No more siloed assets. The platform slashes through blockchain barriers, letting BTC collateral flow freely across networks. Borrowers get access, lenders earn yield—and everyone pretends this isn’t just leveraged gambling with extra steps.

Will this unlock Bitcoin’s sleeping giant or just add another layer of DeFi froth? The market’s about to vote with its wallet.

Liquidium’s Cross-Chain Loans

According to the company, the product relies on Chain Fusion Technology developed by the Internet Computer (ICP). This infrastructure enables direct communication between blockchains without needing third-party bridges, which are often seen as security vulnerabilities in DeFi architecture.

Liquidium explained that its new product addresses a long-standing limitation in decentralized finance by allowing users to deposit native Bitcoin and borrow assets like USDT on ethereum or USDC on Solana.

Robin Obermaier, CEO of Liquidium, emphasized the product’s focus on security and user control. He stated that Liquidium removes the need for users to worry about what chain they’re operating on.

He added:

“Bitcoin was built for self‑sovereignty, not surrendering keys to centralized bridges…We’ve abstracted the plumbing so there’s just the blockchain. Deposit native BTC, receive USDT on Ethereum, USDC on Solana, or any asset you need, quickly and securely.”

The platform’s beta launch is expected in Q3 2025, with a broader public rollout to follow. Intending users can join the waitlist at Liquidium.fi.

Aave-like product

Liquidium’s product design mimics lending protocols like Aave, using liquidity pools where users can lend or borrow assets.

However, unlike Aave, which operates primarily on Ethereum, Liquidium facilitates native-to-native transactions across multiple chains without wrapping tokens or using custodial bridges.

Users can supply bitcoin directly from wallets such as Ledger or Xverse to earn BTC-denominated yields. Similarly, Ethereum, Solana, and stablecoins can be provided via crypto wallets like MetaMask or Phantom to generate yield on their respective chains.

Meanwhile, Liquidium is betting on the cross-chain functionality to drive exponential growth for its platform. The platform noted that it aims to unlock the value of over $4.3 billion in wrapped BTC currently idle in Ethereum-based DeFi platforms.

Liquidium CTO Peter Giammanco calls the new product a turning point that WOULD turn the platform into a “multi-billion-dollar protocol in TVL and volume.” He added:

“This is the cross-chain lending protocol built for Bitcoin It’s about to change how DeFi works everywhere.”