Coinbase Breaks Down IRS 2026 Rulebook: The Real Deal on Wallets, Exchanges, and Taxable Events (Exclusive Insider Look)

The IRS just dropped its 2026 crypto rulebook—and Coinbase is tearing it apart piece by piece.

Wallets vs. Exchanges: What Actually Counts

Forget what you thought you knew about wallet transfers. The new rules draw a hard line between personal storage and exchange activity—and the tax implications are massive. Moving between your own wallets? Probably fine. Anything touching an exchange? That's where the IRS starts watching.

Taxable Events Unpacked

Every trade, swap, or conversion now lands squarely on the radar. Staking rewards? They're income the second they hit your wallet. NFT sales? Capital gains waiting to happen. The IRS isn't playing around—they've got algorithms tracking everything.

The Compliance Crunch

Exchanges now face mandatory reporting thresholds that'll make their compliance teams sweat. Any transaction over $600 gets flagged automatically. Suddenly that 'tax-loss harvesting' strategy looks a lot more complicated—and expensive.

Because nothing says financial innovation like creating more paperwork for everyone involved.