XRP Surges: What’s Fueling Ripple’s Rally Today and Where’s It Headed Next?

XRP just caught fire—and the entire crypto market's watching.

Ripple's native token ripped higher on fresh institutional adoption news. Major payment processors are finally embracing the digital asset for cross-border settlements, bypassing traditional banking delays entirely.

Breaking Down the Momentum

Legal clarity around XRP's status continues drawing institutional interest. Unlike some 'utility tokens' that still smell suspiciously like securities, Ripple's offering clear use cases that regulators can't ignore.

What's Next for the Green Candles?

Technical indicators scream bullish—if you ignore the occasional whale dump that reminds everyone this market runs on vibes and venture capital exits. Resistance levels loom overhead, but momentum traders smell blood in the water.

Another 20% pump wouldn't surprise anyone—neither would a 30% correction. Because in crypto, the only certainty is that traditional finance will keep underestimating these assets until they're forced to buy at the top.

XRP’s Rise

Ever since it failed at $3.35 in mid-August, XRP was in a downward trend that drove it to a multi-month low at $2.7 at the beginning of September. However, the asset reacted well to this decline and bounced toward $2.90 in the following days.

It tried to challenge the coveted $3.00 resistance on a couple of occasions last week, and after a few failures, managed to break through it decisively on Friday. As many analysts predicted, this unlocked another leg up that pushed XRP to a monthly peak of $3.19 (on Bitstamp).

It’s interesting that this 13% weekly increase comes in a rather unfavorable period for the token and the company behind it. Recall that just a few days ago, whales disposed of over $120 million worth of XRP in just 24 hours. Additionally, the US SEC continues to delay making a decision on the spot XRP ETF applications, with the latest to see its deadline extended being the filing from Franklin.

$3.6 and $6 Next?

Now that XRP has seemingly cleared the resistance at $3.00 and $3.05, Ali Martinez outlined the next target on its way to a new all-time high at $3.6. He is not alone in this projection, as Steph Is crypto believes XRP is on the verge of another double-digit rally that will take it toward those levels as well.

CryptoInsightUK shared an identical chart, in which XRP could reach a “minimum target” of $3.60 if it closes above the descending trendline (currently above it).

Strong 3 Day close for $XRP.

A close above our descending trendline. Minimum target $3.60.

Bullish cross on the RSI.

The wave count here is still valid (time not to scale).

Looking for some strong follow through price action into the weekly close tomorrow. pic.twitter.com/fL0VOYW64g

— Cryptoinsightuk (@Cryptoinsightuk) September 13, 2025

Altcoin Gordon was even more bullish, indicating that once XRP breaks out of its months-long consolidation phase, it will go beyond the current all-time high of $3.65 and set a new one at $6.00.