Is XRP Still a Steal? Experts Predict the Real Surge Is Just Getting Started
XRP's quiet consolidation phase masks what analysts call a coiled spring—primed for explosive movement.
The Regulatory Green Light
Legal clarity finally cuts through years of fog. Ripple's landmark victories create runway where others face quicksand—institutional money loves certainty more than it loves double-digit returns.
The Liquidity Bridge Play
XRP isn't chasing retail hype; it bypasses it. Cross-border settlement volumes quietly stack up while meme coins scream for attention. Real utility beats viral tweets every time.
The Valuation Gap
Compared to layer-1 rivals, XRP trades at a fraction of its potential. Experts see triple-digit percentage upside once traditional finance fully wakes up to its infrastructure role—because nothing moves faster than greedy capital chasing a narrative.
Timing the Tipping Point
Adoption metrics hint at acceleration. Banking partnerships expand beyond pilot phases, and central bank digital currency projects increasingly eye interoperability solutions. The dominoes align; one major announcement could trigger the cascade.
Watch the smart money—not the loud money. While crypto Twitter debates moon math, institutions accumulate positions quietly. The real surge never announces itself with a siren; it arrives with a contract signature.
(And if you believe Wall Street analysts suddenly 'get' crypto now, I've got a perfectly priced security token to sell you.)
XRP Trades Below Fair Value Range, Analyst Says
XRP remains in the lower range of a long-term price channel, according to a chart shared by CryptoBull. The model places current price levels under $4 in a red zone marked as “undervalued.” The following two zones are higher, $4 to $45 in dark green, and $45 to $250 in light green, suggesting upside potential if market momentum continues.
#XRP is still within the undervalued red zone. Dark green price is $4-$45 and light green is $45-$250. pic.twitter.com/pGdI6F1Cwf
— CryptoBull (@CryptoBull2020) September 8, 2025
At present, XRP is trading at $3, with a 24-hour trading volume of $6.62 billion. The token has gained 2% in the last 24 hours and 7% over the past week. Based on this model, the asset has yet to enter what the analyst considers a fair value zone.
Long-Term Structure Shows Multi-Phase Accumulation
Another analyst, Jackis, shared a broader view of XRP’s structure, identifying three main accumulation phases. The first phase began in 2022 and lasted until early 2024. A second phase followed in early 2025, showing a base forming between previous highs and support levels.
A third, smaller accumulation area is forming just under the 2017 all-time high, which was NEAR $3.80. The price is now holding just below that level, in what Jackis called the “last tiny re-accumulation.” They noted, “XRP has not said its last word,” and suggested that moves like this often occur before breakouts.
They added that each accumulation phase has taken less time than the one before. This kind of structure, known for time compression, can signal that a larger MOVE may be building. If current levels hold, their chart points to a possible move beyond $7.00 later this year.
XRP Breaks Trendline After 49-Day Slide
XRP has also broken out of a downtrend that lasted 49 days, according to CryptoWZRD. The move came after the token pushed above a lower high trendline. If momentum holds, the analyst says $3.65 could be the next level to watch.
Meanwhile, exchange reserves reached a 12-month high, suggesting more tokens have moved onto trading platforms.
Separately, Federal Reserve futures show a 78% chance of a 25-basis point rate cut on September 17. A rate cut would weaken the dollar, which often supports crypto assets like XRP.
In addition, over a dozen spot XRP ETF applications are currently under review by the SEC. The filings are expected to be addressed in October and are seen as a potential driver for market attention.
