XRP Ledger Surges as the Premier Global Hub for Stablecoin Settlements in 2025

The XRP Ledger isn't just surviving—it's thriving. As traditional finance scrambles to keep up, Ripple's blockchain is eating their lunch as the go-to network for stablecoin settlements. Here's why.

Speed, Scale, and (Finally) Adoption

Forget clunky legacy systems. The XRP Ledger's 1,500 TPS throughput and 3-second finality make it a magnet for issuers tired of Ethereum's gas wars and Bitcoin's glacial pace. No wonder stablecoin volume on the network has tripled since 2023.

The Institutional On-Ramp

With Ripple's regulatory clarity advantage (take notes, SEC), blue-chip players are quietly shifting settlement operations to XRPL. Because nothing says 'trust' like avoiding Wells Fargo's 19th-century wire fees.

The Cynical Kick

Meanwhile, Wall Street banks are spending millions building 'proprietary blockchain solutions' that do exactly what XRPL already does—just slower and with more middlemen. Some things never change.

Users drive surge in RLUSD transfers across the network

The Brazilian real-pegged stablecoins are making more news in Brazil, though the US dollar one is also gaining traction quite fast on the XRP Ledger. Tron’s USDT-based stablecoin, RLUSD token, skyrocketed daily transactions from ~5,000 a few months ago to 12K last month.

An increase in this transaction type indicates increasing confidence that XRPL can handle stablecoin transactions at scale.

The rise of RLUSD also tells a larger story: the XRP Ledger is not only powering up regional stablecoin frenzy but also entering into another phase in which the network becomes an infrastructure LAYER for fiat-backed cryptocurrencies globally.

BRL tokens challenge XRP ledger’s dominance

New use cases for digital assets have emerged over the last couple of years beyond just being a means to transfer value.

It’s typical in a crowded field to have one or two stocks challenge for the title, and BBRL is there after July, during which it was very strong, coincident with increasing institutional support. The active role played by BrazaBank in randomly minting BBRL and being a participant of the XRPL ecosystem makes the token unique. If this tempo maintains, BBRL could soon threaten BRZ for market supremacy.

The institutional aspect is an important momentum behind this. As additional banks and fintech entities targeted stablecoins for payments, remittances, or asset tokenization, the XRP Ledger is a reliable, low-cost settlement backbone.

The excitement over XRP Ledger stablecoins suggests a larger trend of how value will MOVE across borders. As uncertainty about fiat values and inflation rates rises in some countries worldwide, it’s a time when stablecoins could offer a more predictable vehicle for saving or spending.

“The rise in BRL and USD-pegged stablecoins is just an early development step,” say industry watchers. More tokens will be released on the XRPL, while pilot projects for euro- and peso-backed assets have started in various regions.

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