Breaking: House to Decide Fate of Three Landmark Crypto Bills This Week (July 14-18)

Crypto's make-or-break moment in Washington hits the floor.

Three bills that could reshape digital asset regulation—for better or worse—are barreling toward a House vote. The political theater kicks off July 14th, with final votes expected by the 18th.

Why it matters: This isn't just inside baseball. These decisions could either legitimize crypto for institutional players... or send it scrambling back to the regulatory shadows.

The cynical take: Wall Street's probably already placed their bets—because nothing moves markets like congressional theater with a side of lobbyist influence.

Crypto week runs from July 14 through July 18

Legislators have dubbed the proceedings “Crypto Week, ” which runs from July 14 through 18. 

The agenda centers on three bills: the Digital Asset Market Clarity Act of 2025 (often called the Clarity Act), the Anti-CBDC Surveillance Act, and the GENIUS (Guiding and Establishing National Innovation for US Stablecoins) Act.

Earlier, lawmakers had considered combining the GENIUS Act and Clarity Act, but they now appear ready to vote on each bill separately.

The House Rules Committee will review and discuss each bill on Monday at 4:00 p.m. Eastern Time. Observers say all bills are likely to pass with support from both parties.

The Clarity Act sets out how various cryptocurrencies should be regulated by agencies like the SEC and the CFTC. It sailed through the House Agriculture Committee by 47–6 and passed the Financial Services Committee by 32–19, signaling broad backing.

The GENIUS Act establishes a stablecoin framework. The Senate already approved it, so House passage WOULD send it directly to the president, making it the first big law on crypto to be written in the books. This act could head to President Trump’s desk by Friday, July 18, or the following Monday, though that timeline depends entirely on the House vote.

The Anti-CBDC Surveillance Act prohibits the United States from creating or issuing a central bank digital currency. A separate version of the bill was passed by the House in 2024.

What does it mean for stablecoins?

If these bills become law, it would be an overall positive sign for stablecoins and the crypto industry. Still, it could take months or even years for lawmakers to draft detailed rules and for businesses to adapt. 

A recent Moody’s Ratings report warned that while the GENIUS Act could have a significant impact on the banks, stablecoins must offer real advantages over existing payment systems before gaining broad use. Moody’s added that without incentives from issuers, widespread adoption is unlikely.

Some Democrats have voiced worries that these measures could open the door to ethical conflicts. Representative Stephen Lynch and Maxine Waters pointed to President Trump’s crypto dealings as a potential conflict of interest. 

Waters said in a statement: “These bills serve as a brazen stamp of approval for the blatant abuse of power we’re witnessing in real time.”

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