COTI’s 2026 Vision: Betting Big on Private RWAs, DeFi, and DEX to Redefine Crypto Finance

COTI isn't just planning for 2026—it's declaring war on traditional finance's opacity. The protocol is throwing its weight behind a triple-threat strategy targeting private real-world assets (RWAs), decentralized finance (DeFi), and its own decentralized exchange (DEX). Forget incremental updates; this is a full-stack overhaul.

The Private RWA Gambit

COTI's push into private RWAs aims to unlock trillions in off-chain value—think institutional debt, private equity, and real estate—and drag them onto the blockchain. It's a direct challenge to the legacy system's paper-based, permissioned slow lane. The goal? To create liquid markets for assets currently trapped in spreadsheets and filing cabinets.

DeFi & DEX: Building the On-Ramp

But assets need a home. That's where the intensified DeFi focus and native DEX come in. The plan builds a seamless pipeline: mint private RWAs on COTI's infrastructure, then trade and leverage them within its own ecosystem. It cuts out intermediary platforms, keeps fees and data in-house, and creates a closed-loop financial engine. It's vertical integration, crypto-style.

A Provocative Bet on the Next Cycle

Timing this for 2026 is no accident—it's a calculated bet on the next bull market's maturity phase, where utility, not speculation, becomes the narrative. COTI is positioning itself not as another altcoin, but as a foundational layer for private capital. Of course, in crypto, a 'vision' is often just a roadmap away from being a 'vaporware' promise—a fact traditional finance won't let them forget. The real test won't be the whitepaper, but whether institutional money actually shows up to play.

COTI’s plans for 2026

For 2026, COTI’s flagship initiative is multichain Privacy-on-Demand, extending its much-touted Garbled Circuits infrastructure to other leading blockchains. It will work on giving dApps and developers the ability to build using COTI’s privacy stack across multiple blockchains.

Privacy is not the only item on COTI’s agenda though. It also plans to bring the first privacy-RWAs on-chain. If all goes to plan, it could become the gateway for TradFi to access compliance-grade privacy in a tokenized asset market that is projected to reach up to $30 trillion. 

COTI also has strategic partnerships lined up to build on its private DeFi and DEX market share, with its sights set on becoming a top 3 project in private DeFi by volume. 

Additionally, its Nodes V2 system will be scaled to thousands of community-operated nodes, rolling out an enhanced treasury and governance framework and new community rewards initiatives with the ultimate goal of taking privacy mainstream.  

COTI launches point campaign to reward users 

In related news, COTI formally launched the COTI Earn loyalty platform, offering a total of 12.5 million COTI tokens as rewards in the first season of the campaign, which was dubbed “Season 001: Genesis”.

COTI Earn is not to be confused with the treasury airdrop program COTI ran before it deployed mainnet. According to Shahaf Bar-Geffen, COTI’s CEO, it is “designed to recognize real users and real contributions to the ecosystem.” 

“As on-chain activity increases, loyalty platforms must evolve to be transparent, fair, and rewarding by design. Platforms running on vanity metrics simply won’t stand the test of time,” Bar-Geffen added. 

For the first season, users were encouraged to earn Token Points (TPs) via various interactions, including trading, holding assets, and referring friends, with TPs being created on-chain daily and sent directly to users’ wallets. 

Rewards are also earned by trading on PriveX or Carbon DeFi as well as joining social channels, and completing quizzes, and they can be exchanged for $COTI at the end of the campaign. 

The first season ran for six weeks before it ended on November 11, 2025 and the second season started immediately. It was dubbed “Uprising” and launched with announcements confirming the transition and new features. 

The second season has 15 million $COTI in rewards, and recent updates regarding it include bonus increases (e.g., 30% extra for holding Season 1 TPs) and high APYs (over 50–90% equivalent for certain holdings).