This $0.035 DeFi Crypto Is Selling Out Rapidly With Phase 6 Over 99% Complete

A sub-penny DeFi token is burning through its latest presale phase at a pace that's catching even seasoned crypto watchers off guard.

The Rush Is On

Momentum is building behind a decentralized finance project priced at a mere $0.035 per token. Its sixth funding round is nearly finished, with participation reportedly exceeding ninety-nine percent completion. That kind of uptake suggests a groundswell of retail interest, often a precursor to volatile price action once the token hits public exchanges.

Decoding the Frenzy

What's driving the rush? In a market still nursing a hangover from the last bull run, investors are hunting for the next big narrative. Low entry points promise high multiples, and a nearly-complete presale stage feeds the fear of missing out. It's the classic crypto playbook: get in early, hope the crowd follows.

The Fine Print

Remember, a fast-selling presale is a marketing metric, not a guarantee of utility or longevity. For every project that rockets post-launch, a dozen more quietly sink—taking the 'early adopter' discounts with them. It's the sector's version of a lottery ticket, often dressed up in the sophisticated language of smart contracts and tokenomics.

The clock is ticking on this phase. Whether this represents a genuine shift in DeFi's undercurrent or just another speculative blip will be written on the charts soon enough. Just don't confuse a sold-out round with a sustainable business model—the crypto graveyard is full of tokens that mistook hype for horsepower.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is a project of ethereum decentralized lending and borrowing. The system will allow individuals to provide assets and obtain yield, whereas a borrower can obtain liquidity with collateral without having to sell his or her holdings.

The users will have a tendency to borrow because they view exposure without leaving the positions. In cases of improved markets and capital seeking to generate yield, lending demand can increase quite frequently. The two sides communicate with each other through the protocol making them continually used and not one time.

The design is concerned with practical lending markets as opposed to complicated features. Assets are provided by the users into pools. Those pools are borrowed by the borrowers. There is a Flow of interest between the two sides as per the real demand.

Since official updates, Mutuum Finance is planning to launch V1 protocol in a Sepolia testnet in Q4 2025. This timing matters. When projects are in their final stages of coming to a live environment, there is usually a change of expectation between ideas and execution. It is only that change that can affect the way a new crypto is valued.

Why Hype is Less Important than Timing

Most projects are good to attract early attention, but they fail. Some won’t raise a commotion and accumulate some interest only to see a difference later. Mutuum Finance is next to a second group.

The protocol is in its development phase, though its roadmap is still operational. Core features are defined. Security inspections are being made. An operative testnet window is assured. This mix minimizes the uncertainty and it becomes more focused on what the platform can produce when it is active.

It is typically at this point that there is an indication of pricing behavior in the market that starts to shift not after launch, but prior to launch.

Alignment of Supply with Timing of Utility

MUTM is currently selling at a value of $0.035 and it is also in the sixth phase of its presale token distribution. It is this stage that is currently allocated at 99%. The token has increased 250% since it moved out of its record of $0.01 in the early part of 2025.

Over 820M tokens have already been sold through a fixed presale. The amount of supply at this price is very small as Phase 6 comes to an end. This is important where there is an increase in utility expectations.

Price is more inclined to respond when the demand is high and the supply is low. Such a mismatch of plummeting supply with rising demand is an ordinary arrangement in the initial DeFi crypto cycles.

Buy Logic and Revenue Flow

Mutuum Finance presents the use of mtTokens to the owners of assets. These tokens are an element of the provided liquidity and increase in value with the interest being collected. This makes rewards to the user directly related to the protocol activity.

There is also a revenue recycling model that is incorporated in the protocol. MUTM is bought in the open market and redistributed to users who put mtTokens in the safety module. This develops usage-related demand and not attention-based demand.

The demand of revenue-based is of a different nature than short-term interest. With an increase in lending, there may be an increase in buying even without new entrants. Other observers think that this provides more level price action over time as the demand is driven not just by sentiment.

Pre-Utility Window

There are a number of indications that Mutuum Finance is in the developing utility stage. MUTM token possesses a score of 90/100 in CertiK token scan. Halborn security is doing an independent audit of the concluded lending and borrowing contracts. There is also a $50k bug bounty program on code vulnerabilities.

The community involvement also persists. A leaderboard every 24 hours rewards the best contributor per day with $500 in MUTM. Participation is increased with the card payment access, particularly when allocation becomes stricter.

These aspects are frequently manifested prior to greater usage. The security frameworks are made apparent. Access improves. Participation widens. Utility is yet to be launched but anticipations are building up.

Mutuum Finance is still in its developmental stages, and V1 Sepolia testnet will have beta features. However, MUTM seems to be in its last pre utility window as Phase 6 is now more than 99% covered and its utility milestones close. Traditionally, this is the time that prices start to represent the future and not the present.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance