Ripple (XRP) Price Prediction: This $0.035 Crypto Could Outperform XRP
Forget the slow-moving giants—the real action's happening in the bargain bin.
While XRP continues its regulatory waltz, a new contender priced at just $0.035 is quietly building the infrastructure to bypass the old guard entirely. It's not about competing on their turf; it's about rendering it obsolete.
The Speed Trap
Legacy systems creak under the weight of their own design. Settlement times stretch, fees accumulate, and intermediaries take their cut—a tax on progress that investors silently pay. This new project targets that friction directly, proposing a ledger that settles in seconds for fractions of a penny.
The Developer Exodus
Builders vote with their code. A surge in developer activity around a micro-cap project often signals a fundamental shift long before the price charts catch up. The smart money isn't just watching wallets; it's watching GitHub commits.
A Reality Check for 'Institutional Adoption'
Let's be cynical for a moment. Much of the promised institutional wave has been fund managers dipping a toe in the water while collecting fat management fees. Real adoption isn't a press release; it's code that gets used because it's better, faster, and cheaper.
This $0.035 asset represents the latter. It's a bet on utility over hype, on networks over narratives. While the market obsesses over the daily drama of the giants, the future might just be getting built for pennies on the dollar.
XRP Price Analysis
Ripple (XRP) has witnessed one of its most intense leverage flushes in recent years, which has significantly altered the sentiment within the Ripple ecosystem, rendering the Ripple (XRP) token structurally weak. Futures open interest plummeted a huge 59% (down from 1.7B to 0.7B in XRP terms), with the cost of borrowing ticking down from 0.01% closer to zero, implying that Leveraged traders are taking a back seat, allowing the Ripple (XRP) market some much-needed air.
This, alongside some profit-taking with every marginal pull-back, alongside a top-heavy distribution, shows that many recent participants are sitting on losses, thus diminishing the support that was rendered through the leveraged side. In this scenario, traders would do well to be more prudent, allowing the space for more early-stage coins with better, working utility, such as Mutuum Finance (MUTM), which is rapidly emerging as the DeFi crypto solution with solid fundamentals.
MUTM Presale Accelerates as Phase 6 Nears Completion
Mutuum Finance began its presale in early 2025 with a price of $0.01 per token. However, since then, the price keeps escalating, reaching a point of $0.035 in Phase 6, with a remarkable increase of 250% before the launch. With every phase previous selling out within a short time, this goes to show that there is more ardent interest in the project. Since this stage is almost completely sold, this presale stage is marked as one of the most active so far. However, participants realize that once this stage is over, the cost will soon escalate higher towards the launch value. Currently, this presale has raised more than $19.15 million. MUTM is not just any altcoin; it is a new crypto coin with full DeFi crypto functionality, making it highly attractive for early investors.
Global Adoption
The base of holders for MUTM is still expanding fast, with more than 18,330 holders. This shows more early adopters as well as new investors showing interest in the presale for the first time. Mutuum Finance is well accepted within worldwide crypto communities.
Of the entire 4 billion MUTM tokens, 45.5% or 1.82 billion will be used for the presale. Over 800 million of the coins are already sold, with very few remaining. This is increasing the HYPE as the value will increase closer to the launch price of $0.06 as soon as this phase is complete. It is for this reason that MUTM is considered the new crypto coin for accumulation in the early stages of investment in 2026. Its DeFi crypto ecosystem offers lending, borrowing, and yield rewards that differentiate it from other altcoins.
Roadmap Progress and Protocol Development
Mutuum Finance is currently working on its roadmap’s Phase 2, which revolves around further development of the basic infrastructure of the protocol. Implementations of this stage WOULD comprise smart contracts, backend infrastructure, risk models, liquidations, as well as analytics. The constant updates presented by the project development team clearly indicate that they remain committed to delivering a secure, scalable, as well as well-performing DeFi crypto solution, which could increase MUTM adoption rates once version 1 of the protocol goes live.
Mutuum Finance (MUTM) has raised almost $19.15 million with more than 18,330 contributors, with Phase 6 being near sold out. The token has already seen a huge increase of 250% from $0.01 to $0.035, with prices expected to increase further to $0.06. In Q4, 2025, the V1 Sepolia testnet will provide a comprehensive new crypto coin DeFi crypto solution. Purchase MUTM securely via the Presale page before the completion of Phase 6.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
