Mutuum Finance (MUTM) Nears $19 Million Presale - The Crypto to Watch Before Testnet Launch

DeFi protocol Mutuum Finance rockets toward $19 million in presale funding as investors flock to the promising project.

The V1 Testnet Countdown Begins

With testnet deployment imminent, MUTM tokens are attracting massive attention from crypto veterans seeking the next big opportunity. The platform's innovative lending approach cuts through traditional finance bureaucracy—because who needs banks when you have smart contracts?

Market Momentum Builds

The $19 million milestone demonstrates growing confidence in Mutuum's vision to revolutionize decentralized lending. While Wall Street bankers debate their quarterly bonuses, crypto investors are busy building the future of finance one blockchain transaction at a time.

Timing is everything in crypto—and Mutuum Finance appears to have cracked the code.

MUTM Presale Phase 6: Final Window for Strategic Investors

Mutuum Finance is quickly emerging as one of the most heavily anticipated token sales that this year has to offer. Stage 6 of presale, priced at $0.035 per token, is the last stage prior to its price increase to $0.04 in Stage 7.

To ensure simplicity in entry, MUTM has introduced support for Credit and Debit Card payments, making entry into this investment opportunity seamless for both new and veteran investors in cryptocurrencies. As its fundamentals continue to look good and its adoption increases, MUTM is poised to emerge as the top DeFi crypto and the best crypto to buy now for investors seeking exposure before the next phase.

Sepolia Testnet: Full DeFi Features Testing

One of the most important milestones in the NEAR future is to launch the full lending and borrowing protocol for Mutuum Finance on Sepolia testnet, which is expected to happen in Q4 2025. It will initially support ETH, USDT, mtTokens, debt tokens, and automatic liquidation, but other assets will also be added later. This testnet launch also proves that Mutuum Finance is more than just a presale token, but it is also growing to be a full-fledged DeFi platform. It has usage, utility, and scalable tokenomics that classifies MUTM as one of the top cryptocurrencies and a DeFi crypto ready to deliver long-term results.

Independent Security Audit: Trust and Reliability

The lending and borrowing contracts offered by Mutuum Finance are also undergoing an independent audit by Halborn Security. The final codes are also under evaluation to ensure that every contract functions correctly and safely handles the user’s assets. It will ensure platform integrity and investor safety, and will provide platform updates once completed. After that, announcements for testnet launch schedules will also be made, which is one of the most important steps towards full-scale operability for the MUTM platform.

Tokenomics in MUTM include a Buy-and-Distribute mechanism whereby transaction fees on the platform are utilized for buying back MUTM tokens to reward mtToken staking participants. This design directly links increases in value to usage instead of trading volumes. Furthermore, Mutuum Finance has implemented a leaderboard contest for every day, where they reward top contributors with $500 worth of MUTM tokens every day (starting at 00:00 UTC). This not only increases their engagement but also develops their community, hence cementing MUTM as a new breed of DeFi crypto poised for growth.

MUTM Emerges as DeFi Crypto to Buy Now

Mutuum Finance (MUTM) is quickly proving to be the best crypto to buy now. It has already raised almost $19 million in its presale, with Phase 6 near sold-out at $0.035 per token. The V1 testnet launch on Sepolia will then provide full DeFi functionality, including full support for lending, borrowing, interest-bearing tokens, and automated liquidation. Furthermore, independent security assurance from Halborn Security removes any doubts about its reliability and authenticity. Last but not least, its novel tokenomics and reward structure are additional factors driving adoption. Therefore, investors looking to gain early access to this new “high-utility” and high-upside DeFi crypto need to act fast to acquire MUTM tokens before prices go up to $0.04 in Phase 7, making it the best crypto to buy now.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance