Ripple’s $200M Rail Acquisition: Will This Stablecoin Move Catapult XRP to New Highs?

Ripple just dropped a bombshell—$200 million to snap up stablecoin platform Rail. The crypto giant's betting big on stablecoins, but will this move finally give XRP the juice it needs?

Market watchers are split. Some see this as Ripple's masterstroke to dominate cross-border payments, while others call it a desperate Hail Mary after years of SEC headaches. Either way, the timing's spicy—just as Wall Street starts flirting with stablecoins (now that there's money to be made, of course).

XRP holders are already dreaming of price moonshots, but let's be real—in crypto, nine-figure acquisitions sometimes move markets... and sometimes just move executives' yachts. One thing's certain: Ripple's playing chess while everyone else fights over meme coin pawns.

Stablecoin Capabilities Meet Ripple’s Liquidity Engine

In a press release shared with CryptoNews, the firm said that with the deal, Ripple and Rail will jointly support the growing demand for stablecoin-based flows. Together, they will provide pay-in and pay-out capabilities across global corridors without requiring customers to hold crypto on their balance sheets.

This opens doors for third-party payments, internal treasury flows, and integration of various digital assets, including Ripple’s own XRP, stablecoin RLUSD, and others.

Customers will benefit from virtual accounts and collection tools, eliminating the need for crypto bank accounts or centralized exchange wallets—lowering operational friction.

A Bold Step Toward Global Crypto Dominance

“Ripple shares our vision,” said Rail’s CEO, Bhanu Kohli, noting that Rail is on track to process over 10% of the projected $36 billion global B2B stablecoin payment volume in 2025. “Together, we’re excited to bring our innovation to the millions of businesses that MOVE money internationally.”

The deal is expected to close in Q4 2025, pending regulatory approvals. With more than $3 billion already invested in the crypto ecosystem, Ripple’s latest acquisition reinforces its intention to lead not only in XRP liquidity but in broader crypto payment rails.

Ripple Selects BNY as Primary Custodian for RLUSD

In July, Ripple appointed the Bank of New York Mellon Corporation (BNY) as the primary custodian for its stablecoin, Ripple USD (RLUSD).

According to Ripple, this is a step forward in driving institutional adoption of digital assets, with BNY growing its role in bridging traditional finance and the digital asset space.

XRP Price Action

At the time of publication, XRP is trading at $3.06, marking a 2.95% increase over the past 24 hours, according to the latest data from CryptoNews.

The asset has rebounded from a recent low of $2.97, continuing its upward momentum following Ripple’s high-profile $200 million acquisition of stablecoin platform Rail. The 24-hour trading range saw XRP fluctuate between $2.9645 and $3.0889, with a strong trading volume of 33.55 million XRP.

From a technical standpoint, XRP appears to be consolidating just above the $3.00 psychological support level, after a steep climb that began in early July.

With Ripple’s deal to acquire Rail projected to boost digital asset utility across its payment network, traders are watching XRP closely to see if this news-driven momentum can translate into a sustained price rally.