Opera’s MiniPay Wallet on Celo Disrupts Payments: Noah Partnership Unleashes Global-to-Local Stablecoin Transfers
Web3 just got a payments powerhouse. Opera's MiniPay—built on Celo—teams with Noah to bridge global stablecoin flows with hyperlocal cash-out points. No banks, no borders, no BS.
Stablecoins meet street-level liquidity
The wallet's new integration lets users send cross-border stablecoin transfers, then instantly convert to fiat at Noah's physical kiosks. A direct jab at remittance giants charging 6.5% fees for slower service.
Celo's mobile-first blockchain flexes
MiniPay's leveraging Celo's carbon-negative network to process transactions at sub-cent costs—while Visa quietly hikes processing fees (again). The partnership targets Africa first, where mobile money adoption already dwarfs traditional banking.
Another brick in the wall of obsolete finance. When your 'innovation' is a 0.1% fee reduction while crypto rebuilds the rails, maybe rethink the strategy.
Virtual USD & EUR Accounts – receive via ACH/SEPA, powered by @Noah_HQ
Pay with MiniPay to local payment methodsReal stablecoin utility. Built-in. No friction. pic.twitter.com/fovTFq7iQv — MiniPay (@minipay) July 2, 2025
More precisely, “soon,” users will be able to create VIRTUAL USD and EUR accounts in order to get payments from family, clients, or employees via ACH (Automated Clearing House) and SEPA (Single Euro Payments Area).
The funds will be automatically converted into,, orin the MiniPay wallet. Then, users can either spend the funds as stablecoins or withdraw them in a local currency.
Moreover, the teams argue that this novel feature addresses a need specifically among freelancers in Africa and Latin America, as well as migrant workers sending and teams situated in different locations. It meets these needs by removing barriers, such as high fees and requiring foreign bank accounts.
“It also represents a turning point,” the announcement says. “For the first time, users can receive USD or EUR via traditional banking rails and use these funds through stablecoins without needing custodians, exchanges, or third-party apps.”
“This is a category-defining moment,” argues Noah CEO and Founder Shah Ramezani. “Together with MiniPay, we’re offering users global earnings with local access – no intermediaries, no delays, no friction.”
You may also like: Opera’s MiniPay Wallet Integrates With Binance Connect MiniPay, Opera’s self-custodial stablecoin wallet built on Celo, has announced integration with Binance Connect, the official fiat-to-crypto gateway by crypto exchange Binance. According to the press release shared with Cryptonews, the new integration enables fiat on-ramps, expands payment options for users globally, and boosts accessibility to digital assets. Opera argues that a massive challenge in Web3 adoption is converting local currency into digital assets, quickly, securely, and...Spending Stablecoins Via Familiar Local Rails
The announcement explains that local payment methods dominate many regions globally. Therefore, MiniPay wallet and Noah provide a way for users to receive international payments in stablecoins and spend using these familiar payment methods, the two say.
Moreover, MiniPay has over 8 million activated wallets, 200 million processed transactions, and it’s available in over 50 countries. However, the new functionality extends users’ ability to send payments to over 70 destinations. This happens through local rails likein Kenya,in Brazil, and bank transfers in Nigeria.
Global-to-local stablecoin payments are coming to @minipay, powered by @Noah_HQ.
– Receive USD and EUR via ACH/SEPA
– Instant stablecoin conversion
– Spend locally with M-Pesa, Pix, and more
All inside MiniPay.
Read more and join the waitlist: https://t.co/TQwFcQkUiU
Noah, fully compliant in over 70 countries, brings to the table an API that connects fiat and crypto payment flows across Latin America, Africa, and Asia. Therefore, the partnership between the two teams does away with obstacles to adoption and enables the MiniPay balance to be useful locally and natively, with everything happening within the MiniPay wallet.
“This announcement isn’t about payments in theory, but about global earnings and local spend in practice,” said Murray Spark, Head of Ecosystem and Commercial at MiniPay. “By combining global rails like ACH with local payment methods like M-Pesa, all within MiniPay’s simple, non-custodial wallet, we’re unlocking stablecoin utility for everyday users.”
You may also like: Celo-Based MiniPay Stablecoin Wallet Now Live on iOS and Android Stablecoin wallet MiniPay is now available as a standalone application on iOS and Android, available to users in over 50 countries. MiniPay is a lightweight, non-custodial stablecoin wallet built on Celo’s mobile-first ethereum Layer-2 blockchain network and developed by Opera company Blueboard Limited. According to the press release, MiniPay enables users to send funds globally without complexities, as if sending an email or a text. Users can sign up using their phone number and a...