XRP Price Prediction: The Bear Market Might Be Lying to You – Millionaire Wallets Are Rising Fast

Forget the doom-scrolling headlines. While retail panic sells, a different story unfolds in the on-chain data—one written by wallets with seven-figure balances.

The Whale Signal

Network metrics reveal a quiet accumulation spree. The number of addresses holding XRP valued at over $1 million isn't just holding steady; it's climbing. This isn't speculative noise. It's capital positioning, a classic contrarian play that often precedes major market moves. These entities aren't trading memes—they're building strategic stakes.

Decoding the Divergence

A rising whale count against a bearish price backdrop creates a powerful divergence. It suggests informed money sees value where the crowd sees fear. This accumulation phase typically flies under the radar, a stealthy recalibration of the asset's foundation before the broader market catches on. It's the financial equivalent of insiders buying stock before an earnings surprise, just with less paperwork and more cryptographic signatures.

The Narrative vs. The Ledger

Market sentiment, fueled by short-term price action and the endless chatter of crypto Twitter, paints one picture. The immutable blockchain ledger paints another. One is emotional, reactive. The other is a cold, hard record of capital allocation decisions. Right now, they're telling opposite stories. Smart money usually bets on the ledger.

Price implications? History shows that sustained whale accumulation often acts as a precursor to reduced sell-side pressure and a potential springboard for the next leg up. It doesn't guarantee a date or a price, but it flags a critical shift in the asset's underlying supply dynamics. The so-called 'smart money' is making its move, proving once again that in crypto, the loudest voices in the room often have the smallest bags.

At $1.75, XRP is trading at levels not seen since April this year, back when the market bottomed.

Sentiment was also heavily depressed at that time, setting the stage for deep-pocketed players to step in to scoop up the token at a low price.

Whales could be expecting a recovery to the $3 level in the long term.

XRP Price Prediction: XRP Exploded the Last Time This Pattern Showed Up

XRP’s daily chart shows an interesting pattern that led to a strong recovery the last time it showed up.

This could be what whales are seeing that most retail investors are missing. The price got squeezed to this key support, and buying interest is rising.

A break above $1.95 WOULD invalidate XRP’s bearish price structure. This could potentially lead to a retest of the 200-day exponential moving average (EMA) at $2.20.

Same as last time, a MOVE above this key line would be the buy signal for long-term holders. Investors could be expecting a move back to the levels seen earlier this year.

Whales are piling into XRP at $1.75. If retail follows, a short squeeze could be around the corner.

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