Revolut’s Stablecoin Payments Explode: 150%+ Surge in 2025 Signals Mainstream Tipping Point
Forget slow wires and bank holidays—Revolut just showed traditional finance how payments are done in the digital age.
The Stablecoin Surge Is Real
New data reveals a staggering leap. Transaction volume didn't just grow; it skyrocketed. We're talking a surge well over 150% in a single year. This isn't niche activity anymore—it's a mass migration of value moving on-chain.
Why Users Are Flocking
Speed wins. Cost cuts. Global reach in seconds, not days. Stablecoins bypass the legacy correspondent banking maze, offering a frictionless alternative that users are voting for with their wallets. The convenience factor is demolishing old objections.
The Bigger Picture: A Quiet Revolution
This isn't just a win for Revolut. It's a flashing neon sign for the entire sector. When a major fintech platform sees this level of organic adoption, it validates the infrastructure. It proves that the demand for programmable, borderless money isn't speculative—it's practical and urgent.
Traditional banks are left watching from the sidelines, still debating internal blockchain pilots while their customers quietly defect to a better system. The old guard's greatest fear—being rendered a costly, slow intermediary—is playing out in real time. One cynical take? The finance dinosaurs had decades to innovate. They chose fees instead. Now, the market is choosing for them.
Dune Data Shows Steady Growth in Revolut Stablecoin Flows
The analysis draws on blockchain data compiled by Dune Analytics and focuses on stablecoin flows linked to Revolut wallets.
“Despite the small absolute share, the dynamics are impressive,” Obchakevich said, noting that growth has been consistent throughout the year rather than driven by short-lived spikes.
The trend aligns with broader projections for the sector. Bloomberg Intelligence said this week that stablecoin payment flows could grow at an 81% compound annual rate, reaching $56.6 trillion by 2030, as retail adoption expands and more institutions integrate blockchain-based settlement.
Revolut has actively pushed into the space. In October, the company introduced a feature allowing users to exchange US dollars for USDC and USDT at a 1:1 rate, with no commissions or hidden fees.
The MOVE lowered friction for customers looking to move funds onchain without navigating external exchanges.
Stablecoins on @Revolut are showing exponential growth. The volume of transactions with stablecoins is growing four times faster at 156% compared to the total payment volume of 38.5%.
This indicates the active implementation of crypto solutions on @Revolut. Over the year, the… https://t.co/1XBP5K07J5 pic.twitter.com/TiO1JwowbE
Transaction data suggests stablecoins are being used for routine payments rather than only large transfers.
Obchakevich said transfers between $100 and $500 accounted for roughly 30% to 40% of all stablecoin transactions on the platform, pointing to practical, day-to-day use cases.
“This indicates that Revolut users actively use stablecoins for everyday medium-sized payments, not just for large transfers,” he said.
Ethereum dominates stablecoin activity on Revolut, accounting for more than two-thirds of total volume, while TRON follows with about 22.8%.
The platform also supports networks such as Polygon, Solana, Arbitrum and Optimism.
The broader stablecoin market is valued at about $312 billion, and US Treasury estimates suggest it could reach $2 trillion by 2028. Revolut is not alone in tapping into that growth.
Western Union plans to roll out a stablecoin settlement system on solana in 2026, while MoneyGram and Zelle are also moving to integrate stablecoin-based payments for cross-border transfers.
Stablecoin Transactions Hit $33 Trillion in 2025 as USDC Leads Usage
Global stablecoin transaction value reached $33 trillion in 2025, marking a 72% increase from the previous year, according to Bloomberg data compiled by Artemis Analytics.
USDC emerged as the most-used stablecoin by transaction volume, processing $18.3 trillion, while Tether’s USDT handled $13.3 trillion, despite maintaining its lead by market capitalization at $187 billion.
The surge in activity followed the passage of the GENIUS Act in July 2025, the first comprehensive U.S. regulatory framework for payment stablecoins.
Industry participants say the legislation has provided legal certainty that encouraged broader institutional and global adoption.
