Best Crypto to Buy Now 3 December – XRP, Ethereum, Bitcoin

Digital assets surge as traditional finance scrambles to catch up.

The Big Three Flex Their Muscle

Forget the noise. While Wall Street debates hypotheticals, the crypto market moves. Three established giants—XRP, Ethereum, and Bitcoin—aren't just holding ground; they're defining the next phase of digital finance. Their infrastructure is live, their networks are humming, and their use cases are moving beyond speculative charts into real-world utility.

Beyond the Hype Cycle

This isn't about chasing the next meme coin miracle. It's about recognizing foundational technology that's already processing transactions, settling cross-border payments in seconds, and hosting a global financial operating system. The development activity here isn't theoretical—it's shipping code. The user base isn't just traders; it's developers, institutions, and a growing wave of adopters bypassing legacy systems entirely.

The Institutional Stampede Has Begun

Watch the flow. Major financial players aren't just 'exploring' anymore—they're building. Products are launching, regulatory frameworks are solidifying (slowly, and with the usual bureaucratic grace), and capital is finding its way on-chain. This shift creates a gravitational pull that benefits the most liquid, secure, and proven networks first.

So, while traditional portfolios grapple with fractional percentage gains, the digital asset frontier offers a stark contrast: a chance to own a piece of the protocol layer itself. Just remember, in crypto, the 'smart money' is often the money that was brave enough to get in before the suits showed up with their spreadsheets.

XRP ($XRP): The Front-Runner in Global Settlement Solutions

Ripple’s XRP ($XRP) remains a major force in the digital payments arena thanks to rapid settlement times and extremely low transaction costs. Ripple positions the XRP Ledger as a technology that can make SWIFT obsolete.

Institutional studies, from bodies such as the UN Capital Development Fund and the WHITE House, have highlighted Ripple’s technology, while a widening roster of banking and fintech partners has helped maintain XRP’s market cap above $123 billion.

Ripple’s release of its USD-backed stablecoin, RLUSD, further signals ambitions to dominate blockchain-based payments. Each RLUSD transaction removes a small amount of XRP from circulation, gradually reducing supply and tightening XRP’s relationship to the growth of Ripple’s ecosystem.

Over the past year, XRP broke out of a six-year price freeze, soaring to a new high of $3.65 in July. Its current $2 valuation, however, reflects a 44% retracement.

With a relative strength index (RSI) of 38, up from yesterday’s low of 27 and a price sitting slightly below the 30-day moving average, XRP buying momentum will continue building, suggesting strong rebound potential, especially following the recent introduction of nine XRP ETFs in the US.

More ETF launches are expected, broadening institutional access and potentially accelerating capital inflows. Should U.S. lawmakers approve comprehensive crypto legislation by year-end, XRP could realistically aim for $10 or more by 2026.

Ethereum ($ETH): The Smart-Contract Titan Gears Up for Major Expansion

Ethereum ($ETH) continues to anchor decentralized finance and much of the Web3 ecosystem, supported by a market capitalization exceeding $366 billion.

With over $66 billion in total value locked (TVL), ethereum remains the dominant hub for smart contracts and decentralized applications, underscoring its foundational role in the blockchain economy.

In a strong bull cycle, ETH could MOVE toward $10,000 by year-end, a steep jump from today’s $2,800 price and nearly double its previous all-time high of $4,946 reached in August.

The incoming Fusaka upgrade, slated for tomorrow, is designed to significantly enhance data availability for Layer-2 networks while improving security, sustainability, and scalability. These improvements could help push ETH toward the $5,000 mark before the month-end.

However, ETH’s path to $10,000 will hinge on regulatory clarity in the U.S. and a supportive macroeconomic backdrop, both of which could open the door to greater institutional investment.

Earlier this year, ETH broke out of a bullish flag pattern, climbing from $1,800 to a new peak. Momentum will need to accelerate if Ethereum is to reach five-figure territory.

Bitcoin ($BTC): Could the King of Crypto Reach $200,000 by 2026?

Bitcoin ($BTC), the flagship cryptocurrency, remains in the spotlight after reaching a record high of $126,080 on October 6.

If U.S. regulators advance Project Crypto, a proposal to modernize securities rules for digital assets, or if the Trump administration follows through with its promised U.S. Strategic bitcoin Reserve, then Bitcoin could realistically climb toward $200,000 by 2026.

Even without major policy catalysts, Bitcoin has already achieved multiple new milestones this year and may attempt another NEAR the $150,000 range before the quarter concludes.

Often labeled “digital gold,” Bitcoin continues to attract retail and institutional investors who view its long-term appreciation as a hedge against inflation.

Today, Bitcoin represents more than $1.7 trillion of the global crypto market’s roughly $3 trillion market cap, reinforcing its position as the Core asset of the blockchain sector.

Bitcoin Hyper (HYPER): Meme Energy Meets High-Speed Bitcoin Layer-2 Tech

One emerging contender heading into 2026 is Bitcoin Hyper ($HYPER), a Bitcoin layer-2 protocol cosplaying as a meme coin. Behind the cartoon aesthetic, the project seeks to vastly improve Bitcoin’s scalability with fast transaction speeds, low fees, and full smart-contract capability.

Powered by the Solana VIRTUAL Machine (SVM), HYPER integrates decentralized governance and a Canonical Bridge that enables seamless Bitcoin transfers across multiple blockchains.

The presale has already raised $28.8 million, and well-known analyst Borch Crypto has suggested that the token could potentially surge by as much as 100×.

A recent smart-contract audit by Coinsult reported no security issues, bolstering investor confidence. The HYPER token drives fees, governance, and staking, with early presale contributors earning up to 40% APY.

With Bitcoin going $HYPER in 2026, both seasoned Bitcoin supporters and new entrants have a chance to position themselves early in the expanding Bitcoin layer-2 ecosystem through the Bitcoin Hyper presale.

Visit the official presale website or follow Bitcoin Hyper on X and Telegram for more information.