Mutuum Finance (MUTM) Surges Toward 20% Gain as Phase 7 Nears Completion - Protocol V1 Launch Set for Q4 2025
DeFi protocol breaks through resistance levels as momentum builds
Phase 7 Progress Update
Mutuum Finance's seventh development phase is pushing the MUTM token toward that elusive 20% gain threshold. The protocol's steady advancement has traders watching closely as technical indicators flash bullish signals across multiple timeframes.Q4 2025 Protocol Launch
The team confirms Version 1 of their lending protocol remains on track for Q4 2025 deployment. Development milestones are being hit consistently - a rare sight in the 'build now, deliver eventually' world of crypto projects.Market Positioning
While traditional finance struggles with legacy systems, Mutuum's approach to decentralized lending continues gaining traction. The protocol's upcoming mainnet release could potentially disrupt established lending models - or join the graveyard of ambitious DeFi projects that promised revolution but delivered mediocre APYs.Timing everything for a late-2025 launch? Either brilliantly patient or dangerously optimistic in an industry where six months feels like a decade.
Presale Gains Reflect Investor Confidence
Mutuum Finance (MUTM) maintains a total token supply of 4 billion. The ongoing Phase 6 is priced at $0.035, with about 85% of the 170 million token allocation already completed. The next stage, Phase 7, will open at $0.040, marking a direct 20% increase. The project has attracted more than 17,750 holders, generating roughly $18.35 million in total funds.
When the listing goal of $0.06 is achieved, that early participation will mark a 6× total gain. The steady presale climb mirrors the confidence building around Mutuum’s roadmap and the approaching utility release in Q4 2025.
This surge in participation highlights how consistent value creation and long-term vision continue to shape Mutuum’s progress. Many investors tracking new lending projects on crypto charts are identifying MUTM as a distinctive entrant due to its transparent presale structure and platform-focused revenue design.
Utility and Protocol Structure
The upcoming Mutuum Finance (MUTM) protocol will use a dual lending structure to engage diverse user groups. The Peer-to-Contract (P2C) model will attract those seeking consistent returns. Lenders will provide assets such as USDT and ETH to secure audited pools, while borrowers will deposit overcollateralized assets to obtain liquidity.
The second structure, Peer-to-Peer (P2P), will serve users who prefer flexible terms or wish to engage with higher-risk tokens like SHIB, or PEPE. Here, lenders and borrowers will negotiate directly on rate and duration, ensuring open participation without overloading main liquidity pools. This arrangement broadens earning avenues while maintaining the protocol’s stability.
Mutuum’s collateral system will apply a Stability Factor to assess the health of each position. Loan-to-value limits will differ based on volatility — stable assets may reach 85%, while high-risk assets will remain within 35–70%. Liquidators will be rewarded for executing timely closures when thresholds are breached, preventing exposure during market turbulence. This ensures the lending environment stays healthy even under rapid price swings.
Continuous Earning Through Buy and Distribute
A key feature driving Mutuum Finance (MUTM) will be its buy and distribute system. Revenue generated from platform activities such as lending and borrowing will fund open market purchases of MUTM tokens. These acquired tokens will then be distributed to mtToken stakers, directly linking participation with reward flow.
This design encourages engagement-based growth rather than speculation. Every loan, repayment, or staking action will generate recurring activity that supports consistent demand for the token. As user volume grows, reward circulation will naturally expand, fostering a self-sustaining growth cycle. For investors tracking the best crypto projects focused on active participation, this approach stands out as a model of practical value creation.
Liquidity management will also play a vital role in Mutuum’s operational design. The platform will rely on DEEP pool liquidity to ensure stable loan settlements. Reserve ratios will range between 10% and 55% based on asset class, keeping balance across varying market conditions.
Preparing for V1 Launch and Community Rewards
Mutuum Finance (MUTM) is on track to roll out its V1 of the protocol on Sepolia Testnet, featuring liquidity pool modules, mtToken and debt token systems, and a liquidator bot. The initial supported assets will include ETH and USDT to be used for lending/borrowing and collateral purposes, allowing broad validation before the mainnet release.
The project’s leaderboard continues to fuel participation. Each day, the top user earns $500 in MUTM after completing at least one transaction. The leaderboard resets at 00:00 UTC daily, ensuring constant engagement and fresh activity across the platform.
Phase 6 is now approaching completion, leaving little time for new entrants before the Phase 7 increase. The next phase at $0.040 represents an around 20% jump, overall rise marks one of the most attractive short-term gains in the current presale market. Mutuum Finance (MUTM) combines real economic use, transparent incentives, and a clear launch timeline, setting a strong foundation for sustained growth once the protocol goes live. This is the last chance to secure MUTM at $0.035 before the next scheduled increase — an opportunity serious investors in crypto to buy now will not want to miss.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
