🚀 GENIUS Act Ignites Tokenization Gold Rush as Stablecoin Refugees Chase Yield

Wall Street's latest love affair with crypto just got legislative Viagra. The GENIUS Act—quietly passed last week—is already funneling billions from stagnant stablecoins into tokenized real-world assets (RWAs). And the sharks smell blood.

### Death of the 1:1 Peg Mentality

T-bill yields at 5.5%? No-brainer. Why park USDC when you can tokenize actual yield-bearing instruments? BlackRock's BUIDL fund just crossed $12B AUM—all while TradFi dinosaurs still think 'blockchain' is a bike lock brand.

### The Institutional On-Ramp

JPMorgan's Onyx division processed $1B daily in tokenized repo trades last quarter. Meanwhile, crypto natives are short-circuiting: 'Since when did compliance become bullish?'

### The Cynic's Corner

Let's be real—this isn't decentralization. It's Wall Street's latest arbitrage: dressing up 2008-era products in 'DeFi' drag. But hey, at least the yields are real (for now).

From Static Balances to Programmatic Yield

Will Beeson, a former Standard Chartered executive and founder of Uniform Labs,this shift will send trillions of non-interest-bearing stablecoins into tokenized markets. “Institutions aren’t going to let cash sit idle,” he said, noting that the focus is moving toward “programmatic access to risk-free yield” and instant movement between cash and high-quality tokenized assets.

His company is preparing to launch Multiliquid, a liquidity LAYER designed for institutions to move seamlessly between stablecoins and tokenized U.S. Treasurys, money market funds, and other regulated assets in real time. The platform’s open architecture allows compliant issuers to connect without signing exclusive commercial agreements.

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Tokenization’s Growing Footprint

Tokenized Treasurys and money market funds have surged in 2025, with demand driven by both fintech platforms and established banks. While much of the $26 billion tokenization market is currently concentrated in private credit and government debt, Beeson predicts the model will expand to corporate bonds, commodities, real estate, private equity funds, and even individual real estate assets.

Industry voices outside Uniform Labs share the view that the GENIUS Act could be as transformative for tokenization as it is for stablecoins. Solomon Tesfaye of Aptos Labs says the rule change creates “dual momentum” for both sectors, while Sandra Waliczek of the World Economic Forum notes that tokenization allows fractional ownership of traditionally exclusive investments like real estate and private equity.

From Niche to Mainstream

By lowering entry barriers and enabling fractional participation, tokenization could democratize asset ownership far beyond the wealthy investor class. For institutions, it offers a compliant way to keep capital productive without abandoning liquidity.

If Beeson and others are right, the GENIUS Act’s yield ban on stablecoins won’t slow digital asset adoption — it may simply redirect the FLOW of capital into a broader, more diverse tokenized economy.

Alexander Stefanov

With over 8 years of experience in the cryptocurrency and blockchain industry, Alexander is a seasoned content creator and market analyst dedicated to making digital assets more accessible and understandable. He specializes in breaking down complex crypto trends, analyzing market movements, and producing insightful content aimed at educating both newcomers and seasoned investors. Alexander has built a reputation for delivering timely and accurate analysis, while keeping a close eye on regulatory developments, emerging technologies, and macroeconomic trends that shape the future of digital finance. His work is rooted in a passion for innovation and a firm belief that widespread education is key to accelerating global crypto adoption.

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