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Crypto in 2025: How Far Have We Come in Financial Parity for Women, 60 Years After the Law for Their Financial Independence?

Crypto in 2025: How Far Have We Come in Financial Parity for Women, 60 Years After the Law for Their Financial Independence?

Published:
2025-07-16 18:09:02
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Sixty years after the landmark 1965 law granting French women financial independence, gender parity in investing—especially in crypto—remains elusive. While women now make up 33% of crypto investors in France (up from 30% in previous years), significant gaps persist due to wealth disparities, risk aversion, and systemic barriers. This article explores the state of financial equality, the challenges women face in crypto, and the trailblazers reshaping the industry.

What’s the State of Financial Gender Parity in France?

On July 13, 1965, France passed a law that changed women’s lives: married women could finally work and open bank accounts without their husbands’ permission. Fast-forward to 2025, and while progress has been made, thereveals stark inequalities. Active individual investors in France now total 1.7 million (+21.5% since 2023), yet only 430,000 are women—a ratio of.

The wealth gap exacerbates this disparity. INSEE data shows that between 1998 and 2015, the average wealth difference between men and women ballooned from €7,000 to €24,500. Add to this women’s: 76% prefer "safe" investments (vs. 69% of men), opting for savings accounts or managed life insurance over volatile assets like crypto.

Adan Study on Crypto Investors by Gender (2025)

Source: Adan 2025 Crypto Investment Report

Why Are Women Hesitant to Invest in Crypto?

"It feels like an extra mental burden," admits a 30-year-old from Besançon. For many women, crypto investing takes a backseat to managing households and careers—especially when(INSEE 2023) limit disposable income. Single mothers, who head 81% of France’s 25.9% single-parent families, face even steeper barriers.

Technical complexity and regulatory ambiguity further deter women. "Blockchain, wallets, gas fees… it all seems overwhelming," one interviewee told Cryptoast. Internalized sexism also plays a role: studies by Bearman et al. (2009) show how girls learn to doubt their STEM abilities early on. Even crypto’s intangible nature raises skepticism—"It’s not ‘real’ money to buy bread with," quipped a Parisian respondent.

Data underscores the gap: women comprise justand 3.4% on X. In educational platforms like Cryptoast Academy, female participation drops to 5% of enrollments.

Women Are Breaking Barriers in Crypto

Despite challenges, female crypto adoption is rising. France’s share of women investors grew 3% in 2025, while Gemini’s "State of Crypto" report pegs the global average at 32% (34% in Italy). Pioneers like(Lum Network),(Deblock/Adan), and educator("Les Cryptos de Caro") are leading the charge.

"My mission is making crypto accessible to women," says Amandine Claude ("La Mineuse"), whose Discord community and webinars demystify the space. These leaders prove crypto’s inclusivity—with free wallets and low entry costs—but cultural shifts are still needed. As Balva notes, "In male-dominated fields like tech, women constantly defend their expertise."

FAQ: Women and Crypto Investment

What percentage of crypto investors are women in 2025?

In France, women now make up 33% of crypto investors, up from 30% in previous years, per Adan’s 2025 study.

Why do fewer women invest in crypto?

Key factors include wealth disparities (INSEE reports women earn 22.2% less), risk aversion, time constraints, and perceived technical barriers.

Who are prominent women in the crypto space?

Notable figures include Claire Balva (Adan), Sarah-Diane Eck (Lum Network), and educators like Amandine Claude and Caroline Jurado.

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