SEC Shocker: Declares Most Tokens NOT Securities, Throws Weight Behind Crypto Super-Apps

Regulatory ice age thaws as SEC pivots from enforcement to embrace.

The Hammer Drops

Gone are the days of blanket securities claims—the SEC just drew new battle lines. Instead of targeting entire ecosystems, regulators now focus on specific token functions and use cases. This isn't just nuance; it's a fundamental rewrite of the rulebook.

Super-Apps Get Super-Charged

Crypto's answer to WeChat and Grab just got regulatory blessing. The green light means integrated trading, lending, and payment platforms can expand without looking over their shoulders. No more worrying about which token might suddenly be deemed a security tomorrow.

Market Mechanics Shift

Trading volumes spike as institutional money floods into previously gray-area tokens. Compliance teams breathe easier while traditional finance scrambles to catch up—because nothing moves slower than a legacy bank trying to innovate.

Wall Street's watching from the sidelines, still trying to figure out how they missed the biggest financial revolution since the internet. Maybe they were too busy calculating their bonus packages.

In brief

• The SEC now considers that most tokens are not financial securities.
• A single framework project aims to regulate crypto trading, lending, and staking via all-in-one platforms.

The SEC Turns the Page on Mass Litigation

The chairman of the SEC now considers that most crypto assets do not fall into the category of securities. Paul Atkins indeed opened hiswith a strong promise: no more regulation by fear.

A statement that disrupts established practices. Until now, the SEC had multiplied legal proceedings, often seen as arbitrary. Platforms like Coinbase and Ripple suffered the consequences.

With this change of tone, Atkins hopes to establish. Moreover, his message targets both markets and legislators.

Goal: A Super-Framework for Crypto Super-Apps

The SEC is currently preparing a comprehensive reform under. It aims to gather in a single framework the activities of:

• trading;
• lending;
• staking of digital assets.

It WOULD therefore be a kind of “single rule” that would allow crypto platforms to adopt a super-app style architecture, similar to the Asian giants. They could notably offer all their. Multi-format custody solutions would also be better regulated, without stifling innovation.

Atkins also praises the European regulatory choices. He cites as an example the MiCA framework, considered more coherent and structured than the current American texts. At the same time, he clearly emphasizes that the SEC’s ambition remains the same: to protect investors. However, he advocates for. In other words, avoiding duplication and unnecessary bureaucratic burdens that benefit large established players, to the detriment of young projects.

His speech therefore opens the door to international cooperation, with a vision more aligned with the practices of other jurisdictions. It remains to be seen whether this direction will appeal to other regulators as well as the major banks, still wary.

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