Bybit Card Hits Europe with Game-Changing 20% Crypto Cashback

Europe's crypto spending just got a major upgrade—Bybit's payment card lands with the industry's most aggressive rewards program.

Spend Crypto, Earn Crypto

The card converts digital assets to fiat at point-of-sale, slashing traditional banking intermediaries. Users pocket up to 20% back in Bybit's native token on every transaction—no annual fees, no foreign exchange markups.

Global Acceptance, Instant Settlements

Works anywhere Visa gets accepted. Real-time conversions bypass volatile crypto-to-cash delays while maintaining spending power. Transactions clear faster than traditional finance's archaic settlement systems.

Because nothing says financial revolution like getting paid in crypto for buying coffee—while legacy banks still charge you for the privilege of holding your money.

In brief

• Bybit launches its crypto card in Europe with 20% cashback for new users in September 2025.
• The Bybit Card, integrated with Apple Pay/Google Pay and backed by Mastercard, allows spending crypto directly.
• Benefits include subscription refunds (Netflix, Spotify, AI) and seasonal rewards.
• Bybit EU operates under MiCAR license, offering regulatory security and legal access to the entire EEA.

Bybit bets big on Europe with its crypto card

, European subsidiary of the world’s second largest crypto exchange by volume, officially launches on September 3, 2025, thein the European Economic Area (EEA). This crypto payment card comes with an enticing promise:on all eligible purchases for new users who register in September 2025.

According to, this initiative marks “a historic moment” for cryptocurrency adoption in Europe. “With the Bybit Card, we give European users a safe and rewarding way to integrate crypto into their daily lives”, she states in the official release.

A particularly generous launch offer

The welcome offer is structured around several substantial benefits. New users enjoy aon all crypto-funded transactions after an initial deposit of 100 dollars, valid during the first month of use. This generosity is accompanied by aawarded from the first transaction made in September 2025.

Theencourages viral adoption, while thebecomes available in a few clicks with several customizable designs to choose from. This aggressive pricing strategy is part of the battle to conquer the European market, recently clarified by theregulation.

A crypto card designed for everyday use

The Bybit Card positions itself as anpayment solution allowing direct spending of cryptocurrencies. Users will be able notably to use their,, and other stablecoins for daily purchases, without manual prior conversion.

Integration withfacilitates contactless payments, while theallows withdrawals from ATMs worldwide. This multichannel approach aims to eliminate the frictions traditionally associated with crypto spending.

On the benefits side, Bybit bets on a no annual fees model complemented by attractive rewards. Users notably enjoy aof their Netflix, Spotify, and certain artificial intelligence tool subscriptions. The program also extends tocovering travel, transport, fashion, dining, and wellness sectors, creating an extended loyalty ecosystem.

MiCAR: a decisive regulatory asset

: Bybit EU GmbH operates under alicense as part of theregulation. This regulatory compliance legally allows it to offer custody and administration of crypto-assets, exchange of crypto-assets for traditional funds, exchange between crypto-assets, placement of crypto-assets, and crypto-asset transfer services.

This authorization covers the entire. A major competitive advantage compared to unregulated players struggling to establish themselves sustainably in Europe.

A particularly generous rewards ecosystem

Withalready issued worldwide, Bybit relies on proven experience to offer a particularly comprehensive rewards program. Beyond the exceptional 20% cashback, the card offers concrete benefits that naturally fit into users’ daily lives.

Therepresents a monthly saving of 25 to 30 euros for an average user. The inclusion of artificial intelligence tools in this category reflects a modern vision of digital needs, particularly relevant for the crypto community, often early adopters of these technologies.

The timing of the launch coincides with aof cryptocurrencies and a finally stabilized European regulatory framework.

Concrete benefits that transform the user experience

The arrival of the Bybit Cardof cryptocurrencies in Europe. Imagine paying your morning coffee with Bitcoin as simply as with a classic bank card: the card automatically handles conversion, without friction or waiting time. No more tedious steps to convert cryptos to euros before each purchase. A freelancer paid in USDC can now directly pay their electricity bills or groceries, turning their digital assets into universal means of payment.

For a user holding, the launch offer generates up toon the first purchases of the month. Concretely, a 500 euro shopping weekend turns into 100 euros in rewards, equivalent to a 20% refund on all expenses. By comparison, the best premium bank cards usually cap their cashback at 1-2%, making the Bybit offer particularly attractive even beyond the promotional period.

Thebrought by the MiCAR license fundamentally changes the game. Unlike crypto solutions operating in legal grey areas, users’ funds benefit from the same protections as a traditional European bank account. In case of Bybit EU bankruptcy, clients’ cryptocurrencies remain legally separated and protected, a level of security comparable to guarantees offered by the classic banking system.

with the existing payment ecosystem removes the last barriers to adoption. Native integration withallows paying cryptocurrencies with a simple smartphone gesture in any store accepting contactless payment. A Parisian user can thus pay for their metro, lunch, and online purchases with the same fluidity, whether via their bitcoin wallet or their traditional current account. Withdrawals atin 200 countries complete this universality, offering liquid access to cryptocurrencies wherever one is in the world.

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