Ripple Exec Reveals 2 Explosive Catalysts Fueling Stablecoin Market Surge

Stablecoins aren't just surviving—they're dominating. Ripple's top brass just pinpointed the twin engines driving this $180B+ market toward its next explosive phase.

Institutional On-Ramps: Finally Open for Business

Traditional finance can't ignore the efficiency gains anymore. Major players now demand stablecoin integration for cross-border settlements that bypass sluggish banking networks. Ripple's executive highlights how real-world utility—not speculation—fuels this adoption wave.

Regulatory Clarity: From Gray Zone to Green Light

Once murky regulatory landscapes are crystallizing globally. Clear frameworks give institutions the confidence to deploy capital at scale. No more operating in the shadows—compliance becomes a feature, not an obstacle.

The kicker? This growth happens while traditional banks still charge 3% fees for international transfers that take three business days. Some things never change—except everything else.

The stablecoin market is rapidly gaining attention from industry leaders, regulators, and Wall Street giants. New regulations, growing institutional interest, and increasing real-world utility are driving its growth. 

Let us have a look at what the experts have to say.

Utility and Institutional Demand To Drive The Next Wave

Reece Merrick, Senior Executive Officer and Managing Director in the Middle East and Africa at Ripple, highlights that the stablecoin market, currently valued at around $300 billion, is on track for remarkable growth.

He says that the rapid growth is being driven by new regulations, like the U.S. GENIUS Act, and stronger connections with fintech, showing how stablecoins are becoming increasingly important for stability and liquidity across the volatile financial ecosystems.

The stablecoin market, currently valued at approximately $300 billion, is projected to experience significant growth, potentially reaching $1.2 trillion by 2028, with some forecasts reaching up to $2.8 trillion by 2028

This robust expansion, underpinned by regulatory…

As stablecoins become central to the global financial system, the next wave of adoption will be driven by real-world use and institutional demand.

Ripple Leading the Push In Stablecoin Market

Ripple is at the forefront, taking full advantage of this growing market.

It recently partnered with SBI VC Trade, a subsidiary of SBI, to bring RLUSD to the Japanese market. SBI VC Trade has been a leader in Japan’s crypto space, handling stablecoins with an official license. This move will make stablecoins more accessible, reliable, and convenient for users in Japan.

Experts Weigh In On Stablecoin Market Potential

Treasury Secretary Scott Bessent believes that stablecoins will increase demand for U.S. Treasuries. He has also highlighted that the GENIUS Act provides the regulatory clarity needed for the stablecoin market to grow into a multitrillion-dollar industry.

Implementing the GENIUS Act is essential to securing American leadership in digital assets.

Stablecoins will expand dollar access for billions across the globe and lead to a surge in demand for U.S. Treasuries, which back stablecoins.

It’s a win-win-win for everyone involved:… https://t.co/p5nRQpBfnw

“It’s a win-win-win for everyone involved: stablecoin users, stablecoin issuers, and the U.S. Treasury Department,” he said. 

Ripple CEO Brad Garlinghouse predicts the stablecoin market could jump nearly tenfold, from $250 billion to $2 trillion, in a few years.

Market Outlook By Wall Street Giants

Goldman Sachs says that we are at the start of a “stablecoin Gold rush.” The bank notes that stablecoins currently make up a $271 billion global market, with USDC expected to grow $77 billion by 2027. It also points out that the potential total market for stablecoins is in trillions. 

Coinbase predicts that the U.S. dollar-backed stablecoin market could grow to $1.2 trillion by 2028. Standard Chartered is even more bullish, projecting it could hit $2 trillion by 2028.

However, JPMorgan sees stablecoins reaching $500 billion by 2028, driven mostly by crypto trading and DeFi (88%), with payments at just 6%. Overall, it sees moderate, crypto-driven growth, not a mainstream adoption boom.