XRP Price Prediction 2025: Will the Ripple Rally Defy Expectations?

XRP bulls are charging—again. After weathering regulatory storms and market skepticism, Ripple's native token shows signs of life. But can it sustain momentum?

Key Drivers Fueling the Rally

Institutional adoption and cross-border payment demand are pushing XRP into the spotlight. Major banks testing RippleNet could trigger a liquidity surge—if regulators stay out of the way.

The Elephant in the Room: SEC Overhang

Legal clarity remains the make-or-break factor. A favorable resolution might send XRP past previous ATHs, while prolonged uncertainty? Another gift to Bitcoin maximalists.

Price Targets: Realistic or Hopium?

Analysts diverge wildly: conservative estimates hover around $2.50, while moonboys tout $10+ scenarios. Remember when ‘this time is different’ last burned your portfolio?

Final Verdict

XRP’s tech has merit, but its price hinges on courtroom drama—classic crypto. Hedge your bets, and maybe keep some dry powder for when Wall Street ‘discovers’ blockchain again next quarter.

XRP, the world’s third-largest cryptocurrency, may be preparing for a big breakout. The price is now trading around $3.13, just shy of its recent peak. Well-known crypto analyst Ali Chart predicts XRP could soar to $12.60, based on patterns seen in its past performance.

Let’s dive in!

XRP Price Eying $12.60

According to crypto analyst Ali Chart, XRP is now trading in a zone that has been a strong support in the past. He recently shared a one-week XRP chart showing that traders are keeping a close eye on this level.

In November 2024, XRP broke out of a multi-year triangle pattern, a MOVE that signals a major shift in market direction, not just a quick price jump. Such a breakout from a long-term pattern often sets the stage for a powerful rally.

Multi-year triangle breakout in Nov 2024 put $XRP bullish target at $12.60. pic.twitter.com/ckjswAfPiv

For XRP, this rally could be big. Ali’s bullish target is $12.60, which is nearly four times higher than its current price of around $3.13.

Ripple Won the SEC Lawsuits

On August 8, 2025, the U.S. SEC officially ended its long-running lawsuit against Ripple Labs. The regulator dropped its appeals, marking a big win for Ripple and the XRP token. However, Ripple will still need to pay a $125 million fine set by the court earlier this year.

Earlier in the year, a U.S. court also ruled that XRP is not a security, clearing up a major legal risk. But despite this legal victory, XRP’s price didn’t jump much.

XRP Holds Steady, Eyes Possible Breakout

Looking at the price chart, XRP has been moving in a narrow range between $3.15 and $3.33. Experts say a clean break above $3.30, with strong trading volume, could push prices toward $3.50 or even $3.70 soon.

Despite the sideways action, XRP’s market position stays strong. Whale Alert reported that 16.69 million XRP, worth about $53 million, was sent from an unknown wallet to Coinbase. 

However, the RSI sits at 53, showing healthy bullish momentum without being overbought.